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Help with money severely disabled adult staying at home

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  • born_again
    born_again Posts: 20,458 Forumite
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    dr78 said:
    He has a dols ? Done by social worker which shows he has no mental capacity. She is worried she can’t say do 50/50 bills as that prob will take a lot of his money. It’s the knowing what’s classed as fair as she is worried about a spot check and it being classed as a unfair amount so she wants to get it right and is panicked she can’t take any yet still fully cares for him 
    She needs to apply for appointeeship. 
    Simple process to go through. She would then have his benefits paid to her (would recommend a separate account for this, so it is clear exactly where the money goes ) & then she can pass funds over to him for his spending as required.
    Life in the slow lane
  • marcia_
    marcia_ Posts: 3,410 Forumite
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    dr78 said:
    Just said to her about it and she said she thinks she can’t touch the pip at all? Only uc and uc alone won’t cover even 1/4 towards the bills. I’m not sure on if she’s allowed to use PIP or not
    Pip can be spent on anything required by the recipient not just disability needs. So her using it to pay the electric bill is fine. 
     
  • dr78
    dr78 Posts: 127 Forumite
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    It says on google “ No, you cannot directly take money from your son's Personal Independence Payment (PIP) to help with  living costs. PIP is a benefit designed to help individuals with the extra costs of living with a disability or long-term health condition,”
  • KxMx
    KxMx Posts: 11,124 Forumite
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    Is that an AI result? They aren't reliable.

    Yes PIP is designed to pay for extra living expenses due to being disabled, but it's still income and it's normal for disabled people to pay towards household bills from their income.

    I personally get PIP and don't separate my finances, it all goes into one pot and all goes towards paying for whatever needs paying for.

    If your friend would prefer someone has oversight on how she spends his money, she can become his Deputy

    https://www.gov.uk/become-deputy
  • dr78
    dr78 Posts: 127 Forumite
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    She is the appointee of her sons finances but as there is a dols in place she is worried they will get her into trouble for using some of the pip towards his living costs. She has been crying about it all today as you can imagine she’s overwhelmed because she’s going to be losing about £2000 a month which she doesn’t know how to cope. She doesn’t know what she’s entitled to for living costs so it’s great to know that she can use some of the PIP.
  • marcia_
    marcia_ Posts: 3,410 Forumite
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    edited 10 June at 7:38PM
    dr78 said:
    It says on google “ No, you cannot directly take money from your son's Personal Independence Payment (PIP) to help with  living costs. PIP is a benefit designed to help individuals with the extra costs of living with a disability or long-term health condition,”
     Ignore google AI. It pulls its answers from many sources many of which may not be legitimate or truthful. 
  • dr78
    dr78 Posts: 127 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Tell me about it, I google illnesses and end up dying each time 😂
  • He could get more than £400 UC if he has a health condition.
    0 bonus saver
    35 NS&I
    194 credit union

    Credit card 2505
    Overdraft 0
  • dr78
    dr78 Posts: 127 Forumite
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    On her letters it says he has “moderate degree of learning disabilities” but it’s not moderate it’s severe he can’t speak properly can’t say go to a shop alone, often kicks off and would smash a shop up. He is 19 and can’t even count I don’t get how they have put it as moderate , even with moderate learning issues can she still use some of the pip towards upkeep. I have suggested she fights the moderate as it’s so inaccurate it’s crazy 
  • KxMx
    KxMx Posts: 11,124 Forumite
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    edited 10 June at 8:27PM
    Many families find it difficult financially with benefits going from dependant children to non dependant adults. 

    Taking money for living expenses is reasonable from his income. 

    Hopefully she is aware once he leaves education to get the UC Work Capability Assessment process started for him?

    Being awarded LCWRA (the highest rate possible) will increase his UC by another £423 a month. 

    https://www.citizensadvice.org.uk/benefits/universal-credit/if-youre-sick-or-disabled/getting-universal-credit-if-youre-sick-or-disabled/
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