Transferring Zable to barclaycard

callum9999

grumpy_codger said:

callum9999 said:

I don't know why people are giving multiple options? As WillPS suggested, the ONLY logical decision is to do a money transfer from the Barclaycard to your current account and then using it to pay Zable.

Why withdrawing cash on the Vanquis card, or leaving the high interest balance on the Zable card and paying it off "as fast as you can" are even being suggested (especially as they don't seem incredibly financially literate so may get easily confused) is beyond me! 

Do you mean me?
- Because I don't know what "a money transfer to a debit card at 0%" actually means and cannot check because I don't know what exactly Barclaycard it is. 
0% fee?
0% interest? How many months?

Among others, yes.

They are obviously referring to a money transfer to a current account. The Barclaycard they have is irrelevant.

The fee won't be dissimilar to the fee for a balance transfer, and is irrelevant given it will be far smaller than the interest they're paying.

Yes - they clearly said it was 0% interest. Valid point on duration but again, if it wasn't a suitable duration then I feel like they would say.

Nasqueron said:

callum9999 said:

I don't know why people are giving multiple options? As WillPS suggested, the ONLY logical decision is to do a money transfer from the Barclaycard to your current account and then using it to pay Zable.

Why withdrawing cash on the Vanquis card, or leaving the high interest balance on the Zable card and paying it off "as fast as you can" are even being suggested (especially as they don't seem incredibly financially literate so may get easily confused) is beyond me! 

Because OP has not said the credit limit they got, how much they BT off Vanquis and how much space they have left? 

£2000 limit for example, transfers £1800 + fee leaves maybe £50 to MT off hence covering the options for the OP

If they didn't have the limit available to do the transfer, I think it's fairly obvious they would have said so.

Nasqueron

callum9999 said:

grumpy_codger said:

callum9999 said:

I don't know why people are giving multiple options? As WillPS suggested, the ONLY logical decision is to do a money transfer from the Barclaycard to your current account and then using it to pay Zable.

Why withdrawing cash on the Vanquis card, or leaving the high interest balance on the Zable card and paying it off "as fast as you can" are even being suggested (especially as they don't seem incredibly financially literate so may get easily confused) is beyond me! 

Do you mean me?
- Because I don't know what "a money transfer to a debit card at 0%" actually means and cannot check because I don't know what exactly Barclaycard it is. 
0% fee?
0% interest? How many months?

Among others, yes.

They are obviously referring to a money transfer to a current account. The Barclaycard they have is irrelevant.

The fee won't be dissimilar to the fee for a balance transfer, and is irrelevant given it will be far smaller than the interest they're paying.

Yes - they clearly said it was 0% interest. Valid point on duration but again, if it wasn't a suitable duration then I feel like they would say.

Nasqueron said:

callum9999 said:

I don't know why people are giving multiple options? As WillPS suggested, the ONLY logical decision is to do a money transfer from the Barclaycard to your current account and then using it to pay Zable.

Why withdrawing cash on the Vanquis card, or leaving the high interest balance on the Zable card and paying it off "as fast as you can" are even being suggested (especially as they don't seem incredibly financially literate so may get easily confused) is beyond me! 

Because OP has not said the credit limit they got, how much they BT off Vanquis and how much space they have left? 

£2000 limit for example, transfers £1800 + fee leaves maybe £50 to MT off hence covering the options for the OP

If they didn't have the limit available to do the transfer, I think it's fairly obvious they would have said so.

I refer to the well known saying about making assumptions

callum9999

Nasqueron said:

callum9999 said:

grumpy_codger said:

callum9999 said:

I don't know why people are giving multiple options? As WillPS suggested, the ONLY logical decision is to do a money transfer from the Barclaycard to your current account and then using it to pay Zable.

Why withdrawing cash on the Vanquis card, or leaving the high interest balance on the Zable card and paying it off "as fast as you can" are even being suggested (especially as they don't seem incredibly financially literate so may get easily confused) is beyond me! 

Do you mean me?
- Because I don't know what "a money transfer to a debit card at 0%" actually means and cannot check because I don't know what exactly Barclaycard it is. 
0% fee?
0% interest? How many months?

Among others, yes.

They are obviously referring to a money transfer to a current account. The Barclaycard they have is irrelevant.

The fee won't be dissimilar to the fee for a balance transfer, and is irrelevant given it will be far smaller than the interest they're paying.

Yes - they clearly said it was 0% interest. Valid point on duration but again, if it wasn't a suitable duration then I feel like they would say.

Nasqueron said:

callum9999 said:

I don't know why people are giving multiple options? As WillPS suggested, the ONLY logical decision is to do a money transfer from the Barclaycard to your current account and then using it to pay Zable.

Why withdrawing cash on the Vanquis card, or leaving the high interest balance on the Zable card and paying it off "as fast as you can" are even being suggested (especially as they don't seem incredibly financially literate so may get easily confused) is beyond me! 

Because OP has not said the credit limit they got, how much they BT off Vanquis and how much space they have left? 

£2000 limit for example, transfers £1800 + fee leaves maybe £50 to MT off hence covering the options for the OP

If they didn't have the limit available to do the transfer, I think it's fairly obvious they would have said so.

I refer to the well known saying about making assumptions

I refer to the well known saying KISS.

Largs

I'm now referring to well known saying PMSL, which is what I did when I read previous.