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Is this Judgment Worth Persuing

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Comments

  • ChirpyChicken
    ChirpyChicken Posts: 1,746 Forumite
    1,000 Posts Name Dropper Photogenic
    edited 9 June at 6:39AM
    another way of looking at this .....
    How old is your brother in law.... If is at at an age where credit is not needed etc then A CCJ on his credit file will do him no harm 
    Thanks, ChirpyChicken He is 65 and was at the time of the hospital visit.
    Then IMHO I wouldn't do anything. I wouldn't pay or waste my time challenging it.
    Dealing it with lead to no positive outcome.
    Leaving it will no negative effects at your age.  Its a single ticket.  So just a few letters from DCBL. 

    That really is as simple as it gets


  • elsien
    elsien Posts: 36,254 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am wondering why you are presuming that someone aged 65 would not need credit? 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • ChirpyChicken
    ChirpyChicken Posts: 1,746 Forumite
    1,000 Posts Name Dropper Photogenic
    elsien said:
    I am wondering why you are presuming that someone aged 65 would not need credit? 
    The sort of credit someone aged 65 needs is quite different to that of someone aged 35 which are affected to a much smaller extent to a CCJ 
    They will unlikely to be taking out new lines of credit in the forms of credit cards/over drafts

    People of that age are more likely to stay with the same telecoms/broadband provider and one CCJ does not really have an effect on these type of applications

    The advice would different if they were 35 

    However a lot of people are not bothered by a CCJ.  Yes it effects some people but not other. Its horses for courses.  Would I advise this course of action normally.  No i wouldnt.



  • Dark_Mackerel
    Dark_Mackerel Posts: 11 Forumite
    Sixth Anniversary Name Dropper First Post
    Thank-you everyone for your help and assistance. My brother-in-law has accepted offline help to challenge this judgment.
  • Coupon-mad
    Coupon-mad Posts: 153,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank-you everyone for your help and assistance. My brother-in-law has accepted offline help to challenge this judgment.
     Very good, if that's my solicitor friend.  :)

    Please do update us with the outcome in the end. We learn from every case.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Car1980
    Car1980 Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would place a notice of correction on your credit file. Any organisation searching will see it's "only" a private parking ticket and not that you defaulted on a utility bill or something more important.
  • Dark_Mackerel
    Dark_Mackerel Posts: 11 Forumite
    Sixth Anniversary Name Dropper First Post
    Thank-you everyone for your help and assistance. My brother-in-law has accepted offline help to challenge this judgment.
     Very good, if that's my solicitor friend.  :)

    Please do update us with the outcome in the end. We learn from every case.
    Yes it is.

    Yes I will.
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