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Mortgage Declined twice
Comments
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It’s really frustrating as I can’t see anything
I’ve wondered if it’s my age ( 50 this year )
Maybe paying a bigger deposit , but it’s just so annoying as I’ve no idea what could be stopping me getting approved
Adverse bureau data , not really telling me what this is
If someone out there thinks I owe them money surely they’d have been in touch by now , not that I owe anything0 -
Have you read through the entries on your credit report rather than just the headline score? There might be some clues there.Pineapple75 said:No ccj’s, nothing financially linked to my partner , credit scores both over 940
No missed payments
It’s a mystery0 -
Yes my mortgage adviser has gone through it and can’t see anything
Just said adverse bureau data , but no idea what that means1 -
Are you using a mortgage adviser at a lender or a mortgage broker?
Lender's in-house advisers often don't get to see the data whereas a mortgage broker can.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1 -
I’m using a mortgage adviser0
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Then I recommend switching to a whole of market mortgage broker.Pineapple75 said:I’m using a mortgage adviserI am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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