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NS&I Direct Saver: delays to payments out. May be affecting other NS&I accounts

Just off the phone with NS&I after a long wait. I made a payment to my current account on Monday from my Direct Saver and it has yet to arrive (supposed to arrive the next day and always has in the past.)

Man I spoke to said they are having problems with their clearing bank, Nat West, and payments are being delayed. It may arrive by 2pm today, or it could be tomorrow. He was very vague about the details.

I pointed out that it was very bad form of NS&I not to inform customers they are having problems. There is nothing on their website and I haven't found anything on their social media. Wasted half an hour of my life on the phone for an issue they could have communicated to save me the trouble.

Comments

  • masonic
    masonic Posts: 30,907
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    Likewise, called thinking the fraud team were holding the payment. Got told there were delays.
    Mine (also from Mon) has just come through in the last half hour.
  • poppystar
    poppystar Posts: 1,765
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    Well that’s settled me on not moving any money today. It’s particularly bad as I’m sure they stop paying interest when it comes out of your account regardless of how long it takes to get to destination. I’d never attempt to withdraw from them on a Friday either for that reason. 
  • UKX69
    UKX69 Posts: 361
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    Just off the phone with NS&I after a long wait. I made a payment to my current account on Monday from my Direct Saver and it has yet to arrive (supposed to arrive the next day and always has in the past.)

    Man I spoke to said they are having problems with their clearing bank, Nat West, and payments are being delayed. It may arrive by 2pm today, or it could be tomorrow. He was very vague about the details.

    I pointed out that it was very bad form of NS&I not to inform customers they are having problems. There is nothing on their website and I haven't found anything on their social media. Wasted half an hour of my life on the phone for an issue they could have communicated to save me the trouble.
    I bank with NatWest and yesterday I tried to set up a bank transfer but it failed due to system errors and to try again later. Sounds like a bug in the system - perhaps the bugs are crawling into NS&I?
  • maximise
    maximise Posts: 168
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    same here, seems to be delayed, I paid into direct saver last Friday (7 days ago) and it's still not showing as available. 
    Plan was to buy premium bonds using direct saver, instead I've funded pb directly, now waiting for direct saver funds to become available.
  • Misha96
    Misha96 Posts: 82
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    edited 29 July 2025 at 11:15AM
    UKX69 said:
    Just off the phone with NS&I after a long wait. I made a payment to my current account on Monday from my Direct Saver and it has yet to arrive (supposed to arrive the next day and always has in the past.)

    Man I spoke to said they are having problems with their clearing bank, Nat West, and payments are being delayed. It may arrive by 2pm today, or it could be tomorrow. He was very vague about the details.

    I pointed out that it was very bad form of NS&I not to inform customers they are having problems. There is nothing on their website and I haven't found anything on their social media. Wasted half an hour of my life on the phone for an issue they could have communicated to save me the trouble.
    I bank with NatWest and yesterday I tried to set up a bank transfer but it failed due to system errors and to try again later. Sounds like a bug in the system - perhaps the bugs are crawling into NS&I?
    Hi,

    It this an ongoing issue?

    I requested a relatively small sum to be paid into my current account. This was about 8 am yesterday. I anticipated it this morning, as in the past. How long are transfers taking? And have you all have your money?

    Thanks, Misha

    EDIT: Money received following phone call to NS&I
  • kempiejon
    kempiejon Posts: 1,196
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    I've taken all my money out of premium bonds today, they said it'd be cleared by 6th August.
  • Nebulous2
    Nebulous2 Posts: 6,068
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    kempiejon said:
    I've taken all my money out of premium bonds today, they said it'd be cleared by 6th August.
    Asked for it after the next draw? My experience has been that it is generally at least one day earlier than it says. 
  • Swipe
    Swipe Posts: 6,480
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    edited 29 July 2025 at 11:11AM
    Misha96 said:
    UKX69 said:
    Just off the phone with NS&I after a long wait. I made a payment to my current account on Monday from my Direct Saver and it has yet to arrive (supposed to arrive the next day and always has in the past.)

    Man I spoke to said they are having problems with their clearing bank, Nat West, and payments are being delayed. It may arrive by 2pm today, or it could be tomorrow. He was very vague about the details.

    I pointed out that it was very bad form of NS&I not to inform customers they are having problems. There is nothing on their website and I haven't found anything on their social media. Wasted half an hour of my life on the phone for an issue they could have communicated to save me the trouble.
    I bank with NatWest and yesterday I tried to set up a bank transfer but it failed due to system errors and to try again later. Sounds like a bug in the system - perhaps the bugs are crawling into NS&I?
    Hi,

    It this an ongoing issue?

    I requested a relatively small sum to be paid into my current account. This was about 8 am yesterday. I anticipated it this morning, as in the past. How long are transfers taking? And have you all have your money?

    Thanks, Misha
    For me, transfers of less than £50K from a direct saver arrive around 11:20-1130am the following working day.
  • Misha96
    Misha96 Posts: 82
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    Swipe said:
    Misha96 said:
    UKX69 said:
    Just off the phone with NS&I after a long wait. I made a payment to my current account on Monday from my Direct Saver and it has yet to arrive (supposed to arrive the next day and always has in the past.)

    Man I spoke to said they are having problems with their clearing bank, Nat West, and payments are being delayed. It may arrive by 2pm today, or it could be tomorrow. He was very vague about the details.

    I pointed out that it was very bad form of NS&I not to inform customers they are having problems. There is nothing on their website and I haven't found anything on their social media. Wasted half an hour of my life on the phone for an issue they could have communicated to save me the trouble.
    I bank with NatWest and yesterday I tried to set up a bank transfer but it failed due to system errors and to try again later. Sounds like a bug in the system - perhaps the bugs are crawling into NS&I?
    Hi,

    It this an ongoing issue?

    I requested a relatively small sum to be paid into my current account. This was about 8 am yesterday. I anticipated it this morning, as in the past. How long are transfers taking? And have you all have your money?

    Thanks, Misha
    For me, transfers of less than £50K from a direct saver arrive around 11:20-1130am the following working day.
    It did! Thank you.
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