Please help me clarify what I'm entitled to

Newcad

All bills and service charges CAN be included in UC Housing Element BUT:

In a private rental there is a "cap" called rhe LHA rate. (Local Housing Allowance).

The LHA rate is the most that benefits will pay in a Private Rental*.

You will only get benefits towards rent up to your local LHA rate.

Anything over that you have to make up yourself from elsewhere. (Or find somewhere cheaper).

*The situation is different in a Social Rental 

marcia_

 If you do not live with your landlord you are not a lodger you are a tenant with legal rights regardless of what your agreement says. Post in the housing board for more information