Anyone tried Esure Flex Home Insurance?

IAMIAM

Just applied for it via Quidco, it was £200 for full Home & Contents inc Accidental & Home Emergency Cover...so effectively £165 after my £34 cashback for the year. I dont bother with Legal Cover.

Anyone had an issues? I rarely claim, although I do use Home Emergency regularly (boiler or pipe issues etc)

What is the actual difference between Flex and Standard?

MouldyOldDough

Esure is the same company as Sheilas wheels !

Flex offers cheaper options with a higher excess - I would use Standard !

https://moneytothemasses.com/quick-savings/insurance-2/home-insurance/esure-home-insurance-review

unhappydriver

IAMIAM said:

Just applied for it via Quidco, it was £200 for full Home & Contents inc Accidental & Home Emergency Cover...so effectively £165 after my £34 cashback for the year. I dont bother with Legal Cover.

Anyone had an issues? I rarely claim, although I do use Home Emergency regularly (boiler or pipe issues etc)

What is the actual difference between Flex and Standard?

I wouldn't go there.  I did - the quote is competitive.  But you must read through all of the exclusions, and don't just look at your own policy schedule.  Look at their general policy details. They have tight exclusions for everything.  I paid for full insurance, accidental cover, emergency cover.  I had a leak from my bathroom and they have applied exclusion after exclusion after exclusion.  Even when an exclusion has shown to be incorrect, they've then look for another way to exclude it.  Don't just read the reviews on their pricing - read the reviews on how they handle claims - it's illuminating!

IAMIAM

TBH I have had building and contents for 8 years and have never claimed.....