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Sorting my life out (again)
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Well done on the job and the debt down to £2000s. Even better about the car finance coming down.
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Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£165
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php1 -
That’s another c.£500 paid off this month! I’ve started my job and it’s going well. One more car payment left to go 🥳🥳🥳 I’m using my £1k replacement car now as my other is going back soon and needs a couple of touch ups. I managed to pay for the insurance and road tax up front for the year but this wiped out my savings.
I’m focussing on tightening up my food spend this month and using what I already have in before going to the shops.
I booked a weekend away in Cornwall in August for me and the kids. This needs to be paid in full by June and it’s budgeted for. We go to the same place every year and love it. I’m looking forward to taking them further afield once this debt has gone and I have spare money to save 💷
02 0% £719.20 £434.48
Creation 1 0% £1,829.88 £1,035.81
Creation 2 0% £604.80 £436.80
Car Finance 10.9% £17,163.84 £357.58
Credit Card 24.9% £815.94 £0
Total £21,133.66 £2,264.67
Mortgage £128,560 £113,978
Emergency Fund £1
Debt-Free Wannabe Diary0
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