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Sorting my life out (again)

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Comments

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,263 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Well done on the job and the debt down to £2000s. Even better about the car finance coming down.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£2000
    365 day 1p Challenge 2026 £667.95/£165
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  • princess_pea
    princess_pea Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    That’s another c.£500 paid off this month! I’ve started my job and it’s going well. One more car payment left to go 🥳🥳🥳 I’m using my £1k replacement car now as my other is going back soon and needs a couple of touch ups. I managed to pay for the insurance and road tax up front for the year but this wiped out my savings.

    I’m focussing on tightening up my food spend this month and using what I already have in before going to the shops.

    I booked a weekend away in Cornwall in August for me and the kids. This needs to be paid in full by June and it’s budgeted for. We go to the same place every year and love it. I’m looking forward to taking them further afield once this debt has gone and I have spare money to save 💷

    02 0% £719.20 £434.48
    Creation 1 0% £1,829.88 £1,035.81
    Creation 2 0% £604.80 £436.80
    Car Finance 10.9% £17,163.84 £357.58
    Credit Card 24.9% £815.94 £0
    Total £21,133.66 £2,264.67

    Mortgage £128,560 £113,978
    Emergency Fund £1

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