death in service and pension credit -AA

Uptonite25

hello and thank you for reading.
I am after some advice. My 75 yr old british mum got married and lived abroad for over 45 years and due to political unrest she had to return to UK. as she had no pension she is claiming only guaranteed pension credit and Attendance Allowance. She lives in a private rented bungalow and lived with her sister (who was working full time) and husband. we lost dad and auntie this last year and mum is now alone. As auntie was still employed we have been offered a death in service payout. I also rely on benefits as i have been caring for dad, auntie and mum for 3 years. Mum has now been told by landlords that she has 2 months to move out as they want to sell. The issue is that when we get this money it will put us over the threshold for benefits but It won't be enough to buy mum somewhere to live and she doesn't qualify for private renting as no income. Is there a way to put this money into a trust so mum can qualify for social housing?

itsthelittlethings

If it’s not enough to buy she can still apply for social housing. I think over 55s social housing is a bit easier to get but I don’t know where that leaves you. Otherwise can you not private rent and show the lump sum as proof of your ability to pay the rent?

Brie

Has she talked to Shelter about having to move out?  They will be able to advise her about what the landlord needs to do to make sure the notice is legit (many aren't) and what she can do to make life easier for herself.  

itsthelittlethings

Sorry - just realised I had assumed you were living with mum. If not she should apply to her local council for over 55s social housing asap.

Murphybear

itsthelittlethings said:

Sorry - just realised I had assumed you were living with mum. If not she should apply to her local council for over 55s social housing asap.

You don’t need to go to the council to get over 55s social housing.  We found  ours on Right Move 

itsthelittlethings

Murphybear said:

itsthelittlethings said:

Sorry - just realised I had assumed you were living with mum. If not she should apply to her local council for over 55s social housing asap.

You don’t need to go to the council to get over 55s social housing.  We found  ours on Right Move 

Oh really, rented? I wasn’t aware that was a possibility.