PCP on Faulty Car !

Hi,
I'm wanting to find out my rights as a consumer when it comes to a car I have on PCP that has spent nearly 3 months in and out of the manufacturers garage with an intermittent fault. 
I own a Honda and have PCP through Honda Finance. In March my car wouldn't start and presented every error message possible and following hand book guidance it was recovered to our local Honda dealership. They took over 5 weeks to assess, diagnose and supposedly fix the car. I got it back mid April but 9 days later it faulted again and has been back with them ever since. I have an extended warranty so all time in garage so far has been covered under warranty however I'm told they cannot find the source of fault and are continuing to get advice from honda HQ to run various tests. 
I am nearly 3 years into a 4 year PCP deal and have so far made 3 monthly payments without use of my vehicle so where do I stand ?
I have raised a complaint with the finance company and they are speaking with the local garage but as I said because the fault is intermittent and they can't find the source I'm being told it needs to stay in the garage until it faults again and they can carry out more tests. 
I've not been given a hire car as they "don't give them for open ended faults" so I'm really upset at spending nearly £1k in PCP payments with no car. 

Any guidance on what my options could be or what I should do next ? 

Thanks 

Comments

  • Spies
    Spies Posts: 2,256 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Get the car back and take it to a different dealer
    4.29kWp Solar system, 45/55 South/West split in cloudy rainy Cumbria. 
  • born_again
    born_again Posts: 19,692 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    New or used car?
    Mileage when you got?
    Mileage in the 3 years?
    Can we have a time line of faults, given the mention of 3 years into a 4 year deal?

    No start & all warning lights is often a low 12V these days on cars given all the electronics, which do not like low Volts.
    Life in the slow lane
  • AdomoRainbow
    AdomoRainbow Posts: 2 Newbie
    First Post
    There is only one Honda garage in our area (Rural SW) so has to be this one for my warranty.

    It was bought brand new in 2022 and it's only done 16k miles. Fault only occured this March 2025 and I've not had the car (bar 9 days) since then. 

    They assure me they've investigated all manner of issues, battery, spark plugs, ignition system etc and are drawing a blank so are now only being directed by Honda HQ. 

    I have zero confidence 1. They know how to fix it and 2. I'm likely to get the car back anytime soon so wish to know my rights as a consumer under PCP as product is not satisfactory and I've paid a lot in payment for no use of car.
  • born_again
    born_again Posts: 19,692 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    As you have raised a complaint with finance co you will have to see what they say.
    Other than that any other action will require a 3rd party report on the issue.
    Life in the slow lane
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