Bike Insurance - wrong details on cover

ButterCheese
ButterCheese Posts: 392 Forumite
Third Anniversary 100 Posts Name Dropper
I bought a scooter and did a comparison for insurance - I chose the cheapest one, went to the site, and put my details in again (as you do).  Checked that the details were correct and paid £210.

Now I have my policy summary and documents through, i see that some details are not correct.  My question is, is it worth rectifying these, given that I'll probably be charged to amend them?

The incorrect details are:

I stated I'd had a non-fault claim, but it's showing as "One claim - "at fault""
I stated I had 1 child under 16 in the household but it states "under 16's in household - 0"

Are they allowed to charge me for what I think is their mistake?  i.e. I filled in the correct details on the Meercat quote and then again on the company's own quote.  It's been 4 days since the conception of the policy

Thanks


Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,544 Forumite
    10,000 Posts Second Anniversary Name Dropper
    I bought a scooter and did a comparison for insurance - I chose the cheapest one, went to the site, and put my details in again (as you do).  Checked that the details were correct and paid £210.

    Now I have my policy summary and documents through, i see that some details are not correct.  My question is, is it worth rectifying these, given that I'll probably be charged to amend them?

    The incorrect details are:

    I stated I'd had a non-fault claim, but it's showing as "One claim - "at fault""
    I stated I had 1 child under 16 in the household but it states "under 16's in household - 0"

    Are they allowed to charge me for what I think is their mistake?  i.e. I filled in the correct details on the Meercat quote and then again on the company's own quote.  It's been 4 days since the conception of the policy
    Have you gone back to your quote on compare the market and checked the details were correct?

    At the end of the day incorrect information in principle could give them the right to void the policy so unless you want to be running the risk of a claim being denied it's better to get it sorted. 

    Assuming you can show that you did enter the right details and it's an issue between the CtM and the Broker/Insurer. Going from At Fault to Non-Fault in principle should reduce the premiums and certainly not all insurers rate on if you have kids or not. 
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