LHV current account uncapped 3.25% interest

friolento

Very disappointing account. My debit card doesn't work at all, not online, not in an ATM, not in a card machine in shops, and even if it did, there is no ApplePay. There is no phone number, no [annoying] chat bot, you have to contact them by email. I don't think they do SOs. Not sure about DDs. No Open Banking functionality.

On the plus side, deposits and one-off payments appear to all be instant via Faster Payments, and they do CoP.

confederated

I have used my debit card online a few times and have not had a problem. I haven’t tried it in an ATM. I have paid with Google Pay a fair bit. It’s all working fine for me. Direct debits are on their way apparently. The way I see it is that it is in its early days and not ready to use as a main account into which salary/pensions are paid. I will use it for spending for a few weeks to see how it goes.

Theleak250

I didn’t think they had physical cards yet? And you can’t add it to Apple Pay. How can you use it?

confederated

They have physical cards now, and you can add them to Google Pay if you have an Android phone.

flaneurs_lobster

Theleak250 said:

I didn’t think they had physical cards yet? And you can’t add it to Apple Pay. How can you use it?

Not only do they have cards but you can choose from SEVEN different colours!

Actually the cards look cool in a minimalist way.

https://www.lhv.com/personal/cards

ryan92

0

That's one of the cards if anyone is interested
Quite good quality to be fair!

flaneurs_lobster

ryan92 said:

That's one of the cards if anyone is interested
Quite good quality to be fair!

Boring colour! Could have had pink or lime. Black is so last season.

Digital_Payback

I requested the green coloured one. It’s a bit different. 

Theleak250

I don't mind the cards.

I have had success and the account is now open! So a two week process. I was a bit weirded out by the account number starting 0000****

Please note you can request a call back by email if you wish to speak to someone on the phone. 

Theleak250

I sent £10 to the account. 12 hours later it has not arrived.