A marathon not a sprint……

Taking_back_control

I’ve been knocking around this board for a few years now, but never been consistent with posting. I’ve decided to start a new diary to celebrate the small wins and help to keep me accountable. 

I feel like I’m at a bit of a crossroads in my life and feel motivated for change and improvement in several key areas of my life. I need to harness this motivation and run with it! 

Finances 
I’ve been in debt most of my adult home owning life and need to stop this cycle! Current mortgage rate ends December 2026 and would like a massive chunk gone by then. Will be back later with figures.

Work

I work part time in a stressful environment and have come to the conclusion over the last 12 months that I need to move on. The level of stress and pressure is only going to increase over the next 2 years so need to make a move. I’m actively job hunting but have been in this role 20+ years and confidence in myself and interviewing is low. I’m working on it….

House
This is likely to be our forever home and need to do work to feel happy and content with it. It’s in a great neighbourhood, decent plot - we’ve just neglected it over the last few years and filled it with stuff. This summer I’m on a massive decluttering spree which will hopefully generate a few £££ along the way! 

Fitness 
I lost a stone training for the London Marathon and then got injured and was unable to complete it. Almost recovered and itching to get back out running. I still have about 2.5 - 3 stone I’d like to lose, and most importantly I want to be a healthy role model for my son. 

In a nutshell this is the journey I’m on. I don’t want to be looking back in a years time and no progress has been made.

Here we go… day 1 (again 🤣) 

Taking_back_control

Morning,
Much needed day off today. Nothing exciting planned other than a day of housework although sadly I am excited by the prospect of sitting down in a clean tidy house this evening! 

Had a think yesterday, and I think repayment wise, I will be breaking it all down into bite size chunks. I will use the snowball method to target that debt while just paying just above the minimum on the others. First one to tackle for the easy win is my Next account standing at £46. It’s payday a week today but it would be good to clear this via Vinted sales etc before then.

Wins for yesterday……
1. £20 from my mum for some bits she’d sold for me (will go to Next account)
2. £7.30 payable in Vinted account (will go to Next)
3. 2 x Christmas presents (yes I know 🙄) purchased in the Father’s Day offers with Boots points.
4. CV sent off for job I’ve seen

Jobs for today……
1. Housework 
2. Drop bag of clothes at clothes bank
3. Glass to bottle bank 
4. Payment to next
5. 5x Vinted listings