Investing in index fund

Jaco70

I have just under 200k, of my small limited company money, invested in an index fund that was set up by my IFA. My IFA deals with this, my pension, my house mortgage and several BTL mortgages.

I've had my company draft accounts for the year and although the fund has increased a bit, the 'stockbrokers fees' listed in the accounts seem sizeable in relation to the uplift.

I've emailed my accountant, but I expect him to be wary of advising me on this, because I think there are strict rules on accountants doing this.

Basically my question is, should I just liquidate the fund and invest directly in one stock (my choice would definitely be Berkshire Hathaway class B shares). If so, how do I do this? 

Just to clarify, this is entirely money from the limited company that I own (along with my wife), NOT personal funds. 

Thank you in advance.

Voyager2002

With an index fund, stockbroker fees should be minimal. I am sure that you could find a platform that would offer this same investment at minimal cost.

Investing your entire capital in just one company (such as Berkshire Hathaway) is unlikely to be a sensible decision.

Jaco70

Voyager2002 said:

With an index fund, stockbroker fees should be minimal. I am sure that you could find a platform that would offer this same investment at minimal cost.

Investing your entire capital in just one company (such as Berkshire Hathaway) is unlikely to be a sensible decision.

Thank you. I will speak to my accountant about it and get his thoughts on the level of the fees.

The numbers in the accounts (for a fund now sitting at roughly 190k) are 3900 last year and 2600 this year, under ‘Stockbrokers Fees’. These feel like big numbers for fees, but I’m quite new to this. I imagine the figures are made up of fees from the IFA and the fund managers (Brewin Dolphin).

I totally understand your comment about investing in one company, and I certainly wouldn’t do this with Ryanair, Tesco, Apple etc, but I sort of regard BH as an index fund because of the wide range of companies it owns all or part of, although I know technically it isn’t.