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what have/will you spend thursday 3rd jan 07?
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I am really gutted we havent got any snow here - i love the snow

Anway Spend-wise I need to do a bit of a shop so i think it might be about £30 but not sure. Although this will be coming off our joint credit card so i wont be paying for it just yet
March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
Egg Credit Card - £843.64 5.7%0 -
Hi all, so far about £5.00 in tesco but that all for today as im skint an only got a small amount in my purse.0
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No snow but totally brass monkeys here!
Have had to pay some bills & DD's college money(all in budget).
Paid £101 into my savings account: some Christmas money, e-bay money + £31 from my sealed pot!I can cook and sew, make flowers grow.0 -
loads of snow here....its beautiful.
Am hoping for a nsd but not sure if will work as going out for a drive with a mate. However, have just eaten big lunch, am taking selection box chocolate and left over juice in an small empty water bottle (much to DD's disgust) and should be home in time for tea so it might be ok.
Will see if i can get some pretty pictures of the snow where i stay and post them on later
Where has the daily chat thread disappeared to? DFW 228 LONG H 68
DFD 2017 :eek:0 -
mumofthreemonkies83 wrote: »Hey all !
How do you all manage to keep your spending so low? Maybe its because theres 5 people in my household or something?
I love reading this thread but cant help thinking im doing something wrong when I see you guys posting 5 NSD's ina row
Mumof3
I only count money that I spend from my personal "pocket money" as a spend as there's nothing I can do about the bills! Me and bf have £400 each out of our wages each month. From this month, we are each putting £200 into personal savings and have to "live" off the remaining £200. Seeing as this is just for personal stuff, it "should" (I like my quotes, don't I?) be plenty, but we're always wasting money on stuff.
Everything is budgeted, so this is a way bf and me can have our own money that we don't have to account to each other for.
On that note, I am spending £1 ish on chips for my dinner. Thurs is takeaway night and as it's a luxury, figured it should come out of our money rather than the grocery budget.Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.810 -
pollyanna24 wrote: »On that note, I am spending £1 ish on chips for my dinner. Thurs is takeaway night and as it's a luxury, figured it should come out of our money rather than the grocery budget.
And who said that we don't know how to 'spoil ourselves' on DFW. :rotfl: :rotfl:
Enjoy your chips - you are making me hungry. :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
3rd no spend day in a row. But the day is not over and my fuel light is flashing in the car.............OOps
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£1.99 on lunch, although that should be it, as I've had a rash of spending, and my reactionary budgetting indicates that I am ok this month provided that I do not spend more than £50 in the next three weeks.Student Loan Company Ltd: 17,805 (2.8%) Overdraft: 500 (Interest free)
Savings: £5,100 - Target by end of 2008 £5,000+
Net Worth 1/7/06: -£32,698 -- Net Worth 25/8/08: -£13,350.0 -
nsd here today£2 savers club 2025 #40
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Second NSD in a row, although I'm still annoyed with myself as I intended to walk to work, but woke up at 8.30am and told myself that it would be too dark to walk home tonight. Excuses, excuses.
I did make my own lunch today, so that's good. Except I spilt most of it down my colleague who has now gone home to get changed.Overpay!0
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