Credit card scammers - warning!

Olinda99

I thought it was true that certain numbers cannot be spoofed i.e they are on a no-spoof list (typically banks etc)

Emmia

Olinda99 said:

I thought it was true that certain numbers cannot be spoofed i.e they are on a no-spoof list (typically banks etc)

When I pointed out that private number the scammer was using as a lack of proof it was the bank, she said "it's because our numbers are often spoofed, so we've switched to private numbers"...

It seems so plausible on one level, and I can see how people fall for it.

DullGreyGuy

Olinda99 said:

I thought it was true that certain numbers cannot be spoofed i.e they are on a no-spoof list (typically banks etc)

No, with a digital line you can make it appear as whatever number you want in the world. A legitimate provider will normally want evidence that the callerID you want to use is yours (I've my mobile number setup on my digital line so I can call when overseas at no additional cost but people think its just me on my mobile) but given this is a global phenomenon not everywhere and every provider holds their customers to the same standards. 

Olinda99

Thanks - it was the DNO list I was referring to

https://www.ofcom.org.uk/phones-and-broadband/scam-calls-and-messages/do-not-originate

born_again

Emmia said:

Olinda99 said:

I thought it was true that certain numbers cannot be spoofed i.e they are on a no-spoof list (typically banks etc)

When I pointed out that private number the scammer was using as a lack of proof it was the bank, she said "it's because our numbers are often spoofed, so we've switched to private numbers"...

It seems so plausible on one level, and I can see how people fall for it.

Even when working from home, all calls show banks number.

Anything else is yet another red flag.

BillDem

Hello 
Mine is a slightly different credit card scam. I was trying to register my wife’s disabled car badge at a local station. I scanned a QR code on the stations notice board. Unbeknown to me it directed me to a strange website which I ignored and I re input the parking companies website. I then entered my wife’s car details and address etc.   The next day I was contacted by my credit card company saying they suspected a transaction from Allhourcare.com was fraudulent. I confirmed that I had never heard of them and knew nothing about them. They blocked the transaction and flagged the item on my account. A few days later I cancelled the credit card and applied for a new one and assumed everything was sorted. Last week the same company was paid by my credit card company the same amount that was requested before (£40.56) but using my new account details. Now I had no idea how they had obtained my credit card details from my phone in the first place as I thought google wallet was secure but now they had my new credit card details and the transaction went through. I rang Newday, my credit card company, asking why despite having flagged the organisation as fraudulent last month you paid them this month and how did they get my new credit card details. They answered that saying this was a huge problem with credit cards and scam subscription. They said Mastercard would have updated the blocked card details to the organisation but when I rang Mastercard they denied that they would ever give out personal details and blamed the card issuer.
Newday are going to investigate why the transaction went through despite being blocked the previous month. My confidence in them as an organisation is now gone as the fraudulent organisation have my new credit card details and could present under a different name now and likely get the money. All they could suggest that I monitor the account to watch for any dodgy transactions.
 My concern is how they got my details in the first place as I never entered any financial information and despite cancelling the credit card they were able to obtain the new credit card details without my permission or knowledge. Plus of course the fact that despite being flagged my credit card company paid them.
If this is an industry wide problem of scam subscriptions why is it not being highlighted more and what are the companies doing to stop this.

Emmia

BillDem said:

Hello 
Mine is a slightly different credit card scam. I was trying to register my wife’s disabled car badge at a local station. I scanned a QR code on the stations notice board. Unbeknown to me it directed me to a strange website which I ignored and I re input the parking companies website. I then entered my wife’s car details and address etc.   The next day I was contacted by my credit card company saying they suspected a transaction from Allhourcare.com was fraudulent. I confirmed that I had never heard of them and knew nothing about them. They blocked the transaction and flagged the item on my account. A few days later I cancelled the credit card and applied for a new one and assumed everything was sorted. Last week the same company was paid by my credit card company the same amount that was requested before (£40.56) but using my new account details. Now I had no idea how they had obtained my credit card details from my phone in the first place as I thought google wallet was secure but now they had my new credit card details and the transaction went through. I rang Newday, my credit card company, asking why despite having flagged the organisation as fraudulent last month you paid them this month and how did they get my new credit card details. They answered that saying this was a huge problem with credit cards and scam subscription. They said Mastercard would have updated the blocked card details to the organisation but when I rang Mastercard they denied that they would ever give out personal details and blamed the card issuer.
Newday are going to investigate why the transaction went through despite being blocked the previous month. My confidence in them as an organisation is now gone as the fraudulent organisation have my new credit card details and could present under a different name now and likely get the money. All they could suggest that I monitor the account to watch for any dodgy transactions.
 My concern is how they got my details in the first place as I never entered any financial information and despite cancelling the credit card they were able to obtain the new credit card details without my permission or knowledge. Plus of course the fact that despite being flagged my credit card company paid them.
If this is an industry wide problem of scam subscriptions why is it not being highlighted more and what are the companies doing to stop this.

A continuous payment authority would mean that your card details could change, but they'd still charge you, as your underlying account is the same.

born_again

BillDem said:

Hello 
Mine is a slightly different credit card scam. I was trying to register my wife’s disabled car badge at a local station. I scanned a QR code on the stations notice board. Unbeknown to me it directed me to a strange website which I ignored and I re input the parking companies website. I then entered my wife’s car details and address etc.   The next day I was contacted by my credit card company saying they suspected a transaction from Allhourcare.com was fraudulent. I confirmed that I had never heard of them and knew nothing about them. They blocked the transaction and flagged the item on my account. A few days later I cancelled the credit card and applied for a new one and assumed everything was sorted. Last week the same company was paid by my credit card company the same amount that was requested before (£40.56) but using my new account details. Now I had no idea how they had obtained my credit card details from my phone in the first place as I thought google wallet was secure but now they had my new credit card details and the transaction went through. I rang Newday, my credit card company, asking why despite having flagged the organisation as fraudulent last month you paid them this month and how did they get my new credit card details. They answered that saying this was a huge problem with credit cards and scam subscription. They said Mastercard would have updated the blocked card details to the organisation but when I rang Mastercard they denied that they would ever give out personal details and blamed the card issuer.
Newday are going to investigate why the transaction went through despite being blocked the previous month. My confidence in them as an organisation is now gone as the fraudulent organisation have my new credit card details and could present under a different name now and likely get the money. All they could suggest that I monitor the account to watch for any dodgy transactions.
 My concern is how they got my details in the first place as I never entered any financial information and despite cancelling the credit card they were able to obtain the new credit card details without my permission or knowledge. Plus of course the fact that despite being flagged my credit card company paid them.
If this is an industry wide problem of scam subscriptions why is it not being highlighted more and what are the companies doing to stop this.

Google Visa Account Updater (Mastercard have the same) that explains how they can do it. All legal & within the card regulations.