West Brom BS Security

35har1old

flaneurs_lobster said:

Well I'm concerned, it does seem to be an outlier when considering the dozens of other institutions that hold money for me, I'm not recalling any other that hasn't implemented at least some form of 2FA (or an app protected by the app & device security).

You might argue that this is of less concern since withdrawals can only be made to authenticated nominated accounts in the same name - but that is not really the point.

Santander only require personal ID which I think was the card number
A 5 digit security pin opposed to a 4
No date of birth required 
Can select to remember ID
Santander abandoned a superior login process for the sake of speed.
You where able to select a icon and phrase to appear on logining in which confirmed to you that you where on the proper site.

Section62

35har1old said:

flaneurs_lobster said:

Well I'm concerned, it does seem to be an outlier when considering the dozens of other institutions that hold money for me, I'm not recalling any other that hasn't implemented at least some form of 2FA (or an app protected by the app & device security).

You might argue that this is of less concern since withdrawals can only be made to authenticated nominated accounts in the same name - but that is not really the point.

Santander only require personal ID which I think was the card number
A 5 digit security pin opposed to a 4
No date of birth required 
Can select to remember ID
Santander abandoned a superior login process for the sake of speed.
You where able to select a icon and phrase to appear on logining in which confirmed to you that you where on the proper site.

It doesn't though.  All it confirms for sure is the person/system that crafted the web page you are viewing at that moment in time knows what your image/phrase is - and as such risks giving people false assurance they are on the "proper site".

Eco_Miser

35har1old said:

Santander abandoned a superior login process for the sake of speed.
You where able to select a icon and phrase to appear on logining in which confirmed to you that you where on the proper site.

I selected the phrase "Man in the Middle" as a reminder to myself that seeing that image did not guarantee I was on the real Santander site. Look it up.