CCJ Notice via Euro Car Parks, DCB, DEBT RECOVERY PLUS

ballyellie

Morning all,

I have been issued with a CCJ claim form requesting that I pay ~£300. I originally thought it was a scam as the paperwork isn't very official looking but having checked with the Civil National Business Centre, it is indeed legit and unless I pay within the next ~30 days it will affect my credit score. As someone intending to buy a house in the next 2 years, this concerns me!

I originally got a parking fine from Euro Car Parks in Summer 2023, unknown to me until the DCB letters started arriving. Turned out my brother had topped up the car parking charge at the adjoining pay machine which served the next door car park...

I checked on this forum whether I should be worried about the DCB/Debt Recovery Plus letters that I began receiving and felt reassured enough that they had no real power or impact and followed the advice of just ignoring them.

However, now I have been issued with a CCJ claim against me which, unexpectedly, is real... I have read through the forum info but there is so much of it, I'm a little confused at where I start, especially as I have a limited number of days to sort it or just pay up.

Many thanks for your help in advance!

Gr1pr

Its not a CCJ claim,  its a court claim via MCOL from ECP via DCB Legal 

Its definitely a legitimate official claim,  not a scam,  despite the paperwork they use

Post the issue date from the claim form 

Post a redacted picture of the POC on the lower left of the claim form after hiding the VRM details first 

Coupon-mad

ballyellie said:

Morning,

I have been issued with a CCJ claim form requesting that I pay ~£300. I originally thought it was a scam as the paperwork isn't very official looking but having checked with the Civil National Business Centre, it is indeed legit and unless I pay within the next ~30 days it will affect my credit score. As someone intending to buy a house in the next 2 years, this concerns me!

I originally got a parking fine from Euro Car Parks in Summer 2023, unknown to me until the DCB letters started arriving. Turned out my brother had topped up the car parking charge at the adjoining pay machine which served the next door car park...

I checked on this forum whether I should be worried about the DCB/Debt Recovery Plus letters that I began receiving and felt reassured enough that they had no real power or impact and followed the advice of just ignoring them.

However, now I have been issued with a CCJ 

EDIT:

Changed my advice as you have now revealed that you have a Judgment for Claimant (in default) due to not defending the Claim Form in April.

ballyellie

Thanks for the input, PSA.

I'm very glad to hear that they are easy to defend as the sheer volume of information is somewhat overwhelming!

Coupon-mad

ballyellie said:

Thanks for the input, PSA.

I'm very glad to hear that they are easy to defend as the sheer volume of information is somewhat overwhelming!

Oh dear. I'm so sorry.

That isn't the Claim Form.

Looks like you ignored the Claim Form in April. Sorry but we can't rescue this: you've missed the boat. You'll have to pay in full immediately - this month - on DCB Legal's portal, or you'll have a CCJ by June.