NatWest Mortgage

GTR_King

Don’t need this post anymore 

ACG

Why has it taken nearly 6 months? This should have flown through. Or at least flown through to this stage. 
Its not Natwest who are asking for this now, its the solicitors who have only just clocked natwests criteria. 


Other lenders have similar criteria, we submitted a case recently where the ground rent could go over £250 during the lease term. We picked up on this prior to submission to Virgin Money but they had something similar to natwest by the sounds of it. We did it get it through with a different lender. Rates were a touch higher though. 

GTR_King

I have no clue why this has just been bought up! 

My solicitor says the ground rent & concern should be ok, so hoping the freeholder will
let me keep the ground rent at £250 per year or less via Deed of variation (DOV) for free, or they could charge us thousands which I can’t afford at all

it’s been 4 months since solicitor started work on my flat purchase once we had given them all the info 

GTR_King

Update

solicitors fees paid ✅ 
Deposit paid ✅ 

completion date 1st July 

solicitor got bit confused about what I was paying & thinks I am over paying when phoned up & queried about where do I send the £5,894.46 deposit as I wanna make sure it’s in their account ready for completion!

She said just sent it all & then if overpaid we will send some back