Child Trust fund - moving more than £9000?

refluxer

Bunnysmoney said:

Refluxer; you seem to be saying I can transfer the whole lot (over £10500) into a Cash ISA, and the £9000 limit only applies to money added within the year? Not money transferred from another ISA?
It's in a stocks and shares ISA now.

surreysaver answered your question, but yes - that's right. The cash ISA obviously has to be a Junior cash ISA.

Exodi

Bunnysmoney said:

her CTF is in a stocks and shares ISA. It lost several hundred pounds following the US tariffs turmoil, and I want to move it out of stocks and shares for this last 2 years before she turns 18, to be on the safe side.

Fortunately most broad index funds have pretty much fully recovered their position.

Another option to de-risk would be 'investing' in a Money Market Fund within the S&S ISA.