We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lowell query re CCA
Comments
-
Thank you - I will make sure she reads all this and sends them that letter or email.0
-
Hi - following on from my earlier posts about my sister - Link debt but no complete CCA agreement sent. She did send them a letter as advised here but they haven't replied.
However she got a letter from Link last week saying they were passing her A/C onto Shoosmiths within 14 days ( no mention that this is a legal firm or a letter before action or anything like that). She got an email entitled 'Prevent Legal action' saying they recently sent her a letter explaining the intended legal action.
What should she do? At this stage is there anything to worry about? Should she now file the complaint with FCA and if so how does she go about that? Thanks0 -
When Shoesmiths send an LBA, which seems likely, tick the box for more information/copy credit agreement etc.
She will then know what, if anything, they intend to rely on in court.
If push comes to shove she may have to defend any claim they may start.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards