Housing association rent arrears

leamingtonspaceman

BungalowBel said:

You owe it.  You should pay it.

See above...

You're never going to be a money SAVER with that attitude...let alone a money saving EXPERT.

Bonniepurple

OP, you owe the money and you can afford to pay.  Just pay it and be thankful that you can.

leamingtonspaceman

Tabieth said:

leamingtonspaceman said:

BungalowBel said:

You owe it.  You should pay it.

See above...

You're never going to be a money SAVER with that attitude...let alone a money saving EXPERT.

You’re really taking the moral high ground here? You got into rent arrears. The HA messed up yes but you’re not exactly coming out of this well. 

I'm coming out of it really well... the HA has reduced the arrears by 50%.

I got into rent arrears because of serious mental illness that resulted in a suicide attempt. I had no means to pay my rent and was in no fit state to address the non-payment.

I know I haven't volunteered this information previously, but neither has anyone asked why the rent arrears accrued. The stance taken by many of the contributors seems to be that it was my own fault that I got into arrears, that it was a mistake on my part or an error and that I was fully aware of it.

It's always worth asking about these things rather than assume a narrative and go with it.

I recovered from my mental health issues and attempted to repay my arrears, but my HA never responded to my replies to their correspondence.

But I've ended up with a good result.

leamingtonspaceman

Bonniepurple said:

OP, you owe the money and you can afford to pay.  Just pay it and be thankful that you can.

Yes, but I've got the HA to reduce it by 50%... so I'm grateful for that.

Tabieth

leamingtonspaceman said:

Tabieth said:

leamingtonspaceman said:

BungalowBel said:

You owe it.  You should pay it.

See above...

You're never going to be a money SAVER with that attitude...let alone a money saving EXPERT.

You’re really taking the moral high ground here? You got into rent arrears. The HA messed up yes but you’re not exactly coming out of this well. 

I'm coming out of it really well... the HA has reduced the arrears by 50%.

I got into rent arrears because of serious mental illness that resulted in a suicide attempt. I had no means to pay my rent and was in no fit state to address the non-payment.

I know I haven't volunteered this information previously, but neither has anyone asked why the rent arrears accrued. The stance taken by many of the contributors seems to be that it was my own fault that I got into arrears, that it was a mistake on my part or an error and that I was fully aware of it.

It's always worth asking about these things rather than assume a narrative and go with it.

I recovered from my mental health issues and attempted to repay my arrears, but my HA never responded to my replies to their correspondence.

But I've ended up with a good result.

I’m sorry to hear about your mental health issues and suicide attempt and I’m glad you’ve recovered. 

You owe a non-profit organisation (which helps vulnerable people) money because you got into rent arrears. You now have the money to pay your debt many times over. The HA didn’t communicate as well as they could so you think you aren’t liable. You post on a public forum and make digs at people who, quite reasonably, suggest you pay what you owe. So no, I don’t think you come out of this very well at all. 

Myci85

Being a money saver by finding a way out of paying something you rightfully owe isn't exactly something to aim for. If I find a way out of paying for food I take from the shops, does that make me a good money saver? If I owe money to a friend and they make a mistake and ask for less back so I don't repay them the full amount I owe, does that make me a good money saver?

elsien

“Don’t capitulate to authority.@ “just be bullied by authoritarian organisations and pay whatever they demand" site.

They were demanding what you legally owed. Nothing to do with bullying, capitulation or anything else. 

The same as any other debt, you can negotiate or wait to see if it will end up in court. In this instance  you had a roof over your head when  you needed it. I’m not seeing the reduction as any particular sort of win in the general scale of things.