We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Paying CCJ from the claims guys for PPI

Options
Hi all

Is anyone able to help please? My husband had a CCJ from repayments claimed yrs ago from the claims guys. We want to pay it off to re mortgage however we're unable to locate them. The only claims guys we've found is a legal firm amd it's not them. They have an answerphone for contacting the ppi firm (of the same name) so I thinking we're not the first trying to contact them. 

However we've not had a reply to out email and we'd like to get it sorted ASAP. Does anyone happen to have a contact please? It'd save us a lot of stress if so!

Huge thanks Joy 

Comments

  • molerat
    molerat Posts: 34,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Claims Guys and The Claims Guys Legal operate from the same address with the same officers. There was a company called The Claim Guys which was dissolved in 2020.  What date was the CCJ applied ?
  • rockchick
    rockchick Posts: 2 Newbie
    Part of the Furniture First Post
    Hi molerat

    Thanks for replying. It was raised in 2019 and expires July this year. It holding me up from remortgaging and I don't know how to resolve. Any advice greatly received! 
  • molerat
    molerat Posts: 34,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 May at 12:04PM
    Even if you did manage to pay it off it would still be shown on your file but as settled nearly six years after the event. I suspect settling it now would have little to no change on its effect on your ability to remortgage anyway.  I think you are just going to have to wait it out this late in the day.
  • dunstonh
    dunstonh Posts: 119,675 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    A single unsettled CCJ from 2019 may not be that damaging to a mortgage application.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.