We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Second home tax - retirement properties of deceased
Options

Sunshine050724
Posts: 5 Forumite

in Cutting tax
Hi All,
Since my Nanna died, we have been unable to sell her property which is a retirement property - despite being actively marketed. Being a retirement property, it is a very narrow sales market as there is an age limit, it is a clearly senior living place, and other routes like letting are not only cumbersome for my father to manage but also typically a condition of the lease to not sublet.
We, like others, are now being hit by second home tax as it is beyond the initial probate/empty property exemptions. What guidance do you have? Has anyone tried appealing, applying to delay payment until sold, or completely emptying their homes etc (although this can make it more difficult to sell if it is not 'staged'), found a way to reduce tax?
Thanks for any insights / hints & tips
Since my Nanna died, we have been unable to sell her property which is a retirement property - despite being actively marketed. Being a retirement property, it is a very narrow sales market as there is an age limit, it is a clearly senior living place, and other routes like letting are not only cumbersome for my father to manage but also typically a condition of the lease to not sublet.
We, like others, are now being hit by second home tax as it is beyond the initial probate/empty property exemptions. What guidance do you have? Has anyone tried appealing, applying to delay payment until sold, or completely emptying their homes etc (although this can make it more difficult to sell if it is not 'staged'), found a way to reduce tax?
Thanks for any insights / hints & tips
0
Comments
-
Is the property still part of her estate, or is it now owned by yourselves?
If the former, it is her estate that should be paying any costs.
0 -
It is still part of the estate but the 'liquid' money is running out0
-
Sunshine050724 said:It is still part of the estate but the 'liquid' money is running out
Or is it being hit by a double council tax due to being unoccupied (empty home premium), rather than the second home council tax? But again, its not you being hit by this - its the estate.
I'm sure there was another post here recently where one bit of advice was to inform the council that there are no more liquid funds in the estate and that they'd have to wait for the sale to get their money. Whether they'd have any power to, eg, force a sale at a lower price, I don't know.1 -
MeteredOut said:Sunshine050724 said:It is still part of the estate but the 'liquid' money is running out
Whether they'd have any power to, eg, force a sale at a lower price, I don't know.1 -
As you say it is the estate @MeteredOut but the Executors are responsible to pay the second home tax from the moment it is designated a second home. The council is considering a second home, even though no-one is living there. We may try to appeal but what I have read so far, I am not confident0
-
Sunshine050724 said:As you say it is the estate @MeteredOut but the Executors are responsible to pay the second home tax from the moment it is designated a second home. The council is considering a second home, even though no-one is living there. We may try to appeal but what I have read so far, I am not confident
It is an empty property which is charged higher council tax, as is a second hime owned by someone who has a different main residence.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards