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Should I move money out of T212 to Plum? And what to do with extra cash?

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Comments

  • clairec666
    clairec666 Posts: 1,236 Forumite
    1,000 Posts First Anniversary Name Dropper
    Although I'm always chasing the best rates, I reckon Plum is not worth the hassle for any potential extra interest earned!
  • moneywow1
    moneywow1 Posts: 160 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Who is best after T212 and Plum then?

    I've decided to keep about 80k with T212. Not the best rate but I like the fact I can get the good interest rate with cash and move it to S&S ISA if I decide to invest. I'm gonna move the rest (~15k) to another cash ISA.

    Plum isn't an option due to the lower rate for transfers in.

    I thought about Moneyfarm but it says the only pay interest annually.

    Also thought about the Moneyfarm S&S ISA with the Topcashback offer but they have so many hidden fees and stuff I decided against it.
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