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Bumped into back of another car
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Whether the daughter is guilty of Driving without Due Care and Attention isn't particularly relevant here, unless either the police are involved or someone is going to mount a private prosecution against her. Both are very unlikely.
Whether she's at fault for insurance purposes, I'd say the facts look quite clear: a car in front stopped (suddenly) and she was unable, or for another reason, didn't avoid hitting it. There would have to be further mitigating factors to sway me otherwise from saying she was at fault.1 -
Okell said:Perhaps I've misunderstood but surely the driver who caused this accident was the one travelling in the opposite direction who overtook the bin lorry when they did not have priority, thus causing the car in front of the Op's daughter to brake suddenly and the OP's daughter to run into the back of the car in front?
In a case from 2000 a lorry had no working brake lights and performed an emergency stop with the vehicle behind going into the back of them. Whilst this case was litigated and the lorry admitted to the defective vehicle they were only found 20% liable for the case with the driver behind still being found 80% at fault because they should be leaving sufficient distance and shouldn't be reliant purely on brake lights to determine the vehicle ahead is stopping.0
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