May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
Comments
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NSD here today!Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50002 -
NSD here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Still 6/15 due to my home bargains habit! Written a list of everything I can think of to buy today to avoid a later spend day.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601
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Not today, snack attack!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 5/18
BadBookkeeper 6/15
beanielou 9/19
birdsfoottrefoil 10Caeraugirl 2/20
cathybird 5/15
Crazybee787 4/19
Crazycatlady2 6/15
cuddlymarm 4/15
Dizzycap 9/20
doingitanyway 10Doris17 3/15
ET22 2/10
InDebtEnby 6/10
Jay1 2 3/14
KajiKita 7/20
laura lau 20laurenh1 5/15
library0602 1/10
LittleMissDetermined 5/15
Louise600 10Money Choices 10Optimistic Saver 4/20
Pinkpieuni 5/10
Quantaqa 6/10
QueenJess 6/15
SecondStar 5/15
short bird 6/18
thepurplepixie 5/15
Thriftymissus 7/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Declaring another NSD today.2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002 -
Another one for meCurrent No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
Out for afternoon tea later so won’t be one for me still 6/15Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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Not one today as I tried to be organised and book DD into an activity for half term.2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002
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