CCJ

monkeyboy1978

Hi, first time posting here, and I am hoping you can give me some advice.

This is regarding a parking charge pursued by DCB Legal and I've been following advice from this forum.

I received a claim form dated 11 March 2025. Acknowledged the service of a claim and submitted via MCOL on the 24 March

Made a note to reply by 23rd April - and submitted my response on 15 April and received an auto acknowledgement back. 

Conscious now after re-reading posts that I have initially mis-read and that I submitted the defence late - believing it was 30 days from submitting the acknowledgement, not 30 days from the claim date itself. Damn it, so frustrated with myself for overlooking this when thinking I was being organised!

Found out this morning via a notification on my credit score that a CCJ has been applied to my credit file. I have not yet received any further information from the court regarding this.

Any help or advice on what steps I should/can take next would be greatly appreciated.

Thanks in advance.

Car1980

It'll cost you £313 to attempt to set it aside I'm afraid. And no guarantees because you don't really have an excuse.

Paying the clowns at DCB Legal would mark it as satisfied, which isn't a disaster, especially if you add a notice of correction to you credit file that it was from a private parking company and misunderstood the court timings for filing a defence
https://help.clearscore.com/hc/en-us/articles/4410508333970-What-s-a-notice-of-correction

Not a problem for things like mobile phone contracts, but it depends if you are planning to apply for a mortgage in the next few years...

GrumpyDil

Actually, with that timeline, wouldn't paying it now mean it will be marked as settled and should be removed from any credit reports.

monkeyboy1978

Thanks all for your replies, appreciate it. MCOL shows a judgment was issued against me on 22/04/2025.

Castle

OP
Did you get an acknowledgement from MCOL on 15th April?

monkeyboy1978

I received an auto reply/acknowledgement back from Claimresponses.cnbc@ after I sent my defence on the 15th

Gr1pr

monkeyboy1978 said:

I received an auto reply/acknowledgement back from Claimresponses.cnbc@ after I sent my defence on the 15th

Then complain about it in writing by email to the CNBC and tell them to have it set aside,  same as all the others on here over the last few months,  for free in your case,  their error,  so they fix it FOC , Add a copy of the auto response to your complaint 

Study a few others first,  because they reopen tomorrow , like these recent cases

https://forums.moneysavingexpert.com/discussion/comment/81335887#Comment_81335887?utm_source=community-search&utm_medium=organic-search&utm_term=set+aside+complaint+

https://forums.moneysavingexpert.com/discussion/comment/81399536#Comment_81399536?utm_source=community-search&utm_medium=organic-search&utm_term=set+aside+complaint+

https://forums.moneysavingexpert.com/discussion/comment/81298573#Comment_81298573?utm_source=community-search&utm_medium=organic-search&utm_term=set+aside+complaint+

monkeyboy1978

Thank you very much for this info and links supplied, I'll be sure to read up on these and get in contact with them tomorrow.

As a side note, I've just opened my mail from yesterday 26/04/25 to receive a letter from HM Courts and Tribunal Service. This details that payment needs to be made by 22nd April, obviously the date I now know the CCJ was applied from looking at my credit report.

I can only assume my post is not particularly prompt, as surely I should have received this well before the 22nd to give me time to respond or even be aware of this happening/moving on to the next stage? Additionally I recall the initial claim form arriving 5-6 days after the claim date.

Gr1pr

If I were you I would concentrate on getting the false CCJ set aside ASAP, starting tomorrow , not red tape and minutia , study the 3 cases I gave you to look at

The claim form service date is always 5 days after the issue date,  to allow for its arrival with you, everyones is, nothing to see there, prompt AOS submission puts the deadline date at 33 days after the issue date,  28 days after the service date, same deadline date

13h of April was deadline date , so you emailed it 2 days late, the CNBC dragged their feet logging it and the lawyers pulled the trigger a week later   (  which parking company is involved here  ?  )

Coupon-mad

monkeyboy1978 said:

Thank you very much for this info and links supplied, I'll be sure to read up on these and get in contact with them tomorrow.

As a side note, I've just opened my mail from yesterday 26/04/25 to receive a letter from HM Courts and Tribunal Service. This details that payment needs to be made by 22nd April, obviously the date I now know the CCJ was applied from looking at my credit report.

I can only assume my post is not particularly prompt, as surely I should have received this well before the 22nd to give me time to respond or even be aware of this happening/moving on to the next stage? Additionally I recall the initial claim form arriving 5-6 days after the claim date.

But none of that matters. Do not pay.

Do you understand that the 2020 case law confirms that YOU won the race? Your defence was in first and acknowledged. Doesn't matter that it was late. You won the race.

This is a simple CNBC complaint. It will be put back to a defended case.

monkeyboy1978

Thanks both, I really appreciate you taking the time to look over this and explain the situation and where I stand. It’s a huge relief, as I was concerned I had missed my chance after spending so much time reading through all the helpful information and guidance on this forum. Thank you also for confirming certain points — I had come across some information on a case review before but couldn’t find it again to then ascertain what the relevance of it was, so it’s great to have it all here to refer back to.

The parking company involved was Britannia Parking Group.