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Thoughts on credit levels and credit utilisation
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I already have a BC Platinum BT card, at best they might combine the limits but Barclays seem happy enough to occasionally increase my limit. At the moment though I am running down my debt, the majority should be paid off by December next year. I enjoy the interest earned from having the debt on 0% but I don't want to keep paying fees when it's likely interest rates will tank over the next 18 monthsEmily_Joy said:
I am hoping Tesco card will be converted into a Barclaycard so I am keeping it open.Nasqueron said:NatWest may be useful to start again with but I guess Tesco becoming part of Barclays will mean that option will disappear.Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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