UC and deferred pension

'mixed-age couple'
Just received a letter 'both of us'  about Migration Notice over to UC by 12th July
My husband is claiming ESA support group, and i am pension age now but my husband has 3 years before he can claim his pension, i had deferred my state pension last year,
my question is, should i claim my state pension now before the 12th July before going onto UC, so its on the claim, or wait till our joint claim is sorted and claim my pension afterwards?

Thank you

Comments

  • born_again
    born_again Posts: 19,352 Forumite
    10,000 Posts Fifth Anniversary Name Dropper


    https://www.gov.uk/guidance/universal-credit-if-youre-state-pension-age-and-get-a-migration-notice-letter

    If you’re claiming a pension 

    You can still claim Universal Credit if you’re receiving your pension. However, the amount of pension you receive will be deducted from your Universal Credit amount and treated as income.

    If you have delayed (‘deferred’) your State Pension 

    If you delayed taking your pension before you received your Migration Notice, we will not treat your deferred pension as income for 12 assessment periods. 

    If you then decide to take your pension within this period, it is treated as income. 

    After 12 assessment periods, the amount of pension you’re entitled to is counted as income, even if you’ve decided not to take it. This is known as ‘notional’ income. This can affect how much Universal Credit you get.

    Life in the slow lane
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.