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UC and deferred pension

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https://www.gov.uk/guidance/universal-credit-if-youre-state-pension-age-and-get-a-migration-notice-letterIf you’re claiming a pension
You can still claim Universal Credit if you’re receiving your pension. However, the amount of pension you receive will be deducted from your Universal Credit amount and treated as income.
If you have delayed (‘deferred’) your State Pension
If you delayed taking your pension before you received your Migration Notice, we will not treat your deferred pension as income for 12 assessment periods.
If you then decide to take your pension within this period, it is treated as income.
After 12 assessment periods, the amount of pension you’re entitled to is counted as income, even if you’ve decided not to take it. This is known as ‘notional’ income. This can affect how much Universal Credit you get.
Life in the slow lane2
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