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We have LPA for a friend & WE are being asked to fund £200 a week Care Home Fees?

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  • peteuk
    peteuk Posts: 2,002 Forumite
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    edited 17 April at 6:27PM
    He has £14K in savings…why isn’t that being used to top up his care needs.  You have LPA so can make that happen.
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • elsien
    elsien Posts: 36,159 Forumite
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    edited 17 April at 6:38PM
    peteuk said:
    He has £14K in savings…why isn’t that being used to top up his care needs.  You have LPA so can make that happen.
    Because the law says that once you drop below 14250 you cannot use that money to pay for your own care fees. Between 14250 and 23250 you pay a proportion. Over 23250 you are fully self funding. 

    You need to bear in mind that the general public many of who would quite like to leave their money to their children/inherit it their parent’s money have been pushing for higher limits. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Spendless
    Spendless Posts: 24,682 Forumite
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    I really dont know why people are fed incorrect info about 3rd party top ups. Ive spoken before about how my Mum found a care home for my Nan my parents were told theyd have to pay the top up fees but my Nan was a self funder!


  • subjecttocontract
    subjecttocontract Posts: 2,776 Forumite
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    Is he in receipt of a state or private pension ?
    If he is I believe most of this can go towards care fees
  • HillStreetBlues
    HillStreetBlues Posts: 6,153 Forumite
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    Is he in receipt of a state or private pension ?
    If he is I believe most of this can go towards care fees
    Yes most of his income will be used with a small weekly allowance
    Let's Be Careful Out There
  • Newly_retired
    Newly_retired Posts: 3,191 Forumite
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    Since so much of Councils' budgets has to go to meet their statutory obligations, mainly social care for the elderly and children, it is understandable that they try to get money from elsewhere, as there is so little left in their coffers for everything else that we all need ( roads, bin collections, libraries etc ), but that doesn't make it right to demand payments from those who have no obligation to pay, as in this case. Hold firm. You can only manage your friend's money, they can't demand yours.
  • lpa2025
    lpa2025 Posts: 7 Forumite
    First Post
    Holding LPA for someone does not make you financially responsible for them and you are under no obligation to top their card payments. He would need to contribute from any income he receives though. Has a financial assessment been made for him? 

    For a brain tumour I would have thought NHS continuing care might be available.
    Thanks for your replies on this. 
    I wasn't at the meeting but apparently when he went into care from hospital his medication meant he needed nursing care but now he has improved so is back on standard medication which downgrades him to standard care so the NHS will not fund him anymore.
    Last scan showed brain tumour is growing but he could have 6 months or 6 years. Basically they were expecting him to die and he hasn't yet.
    They have said there are no other places available then went through a whole talk about if they had to move him he could be sharing a room, be taken to shower via a hoist down a corridor (rather than ensuite), not like the carers and it not be anywhere near as nice (where he has been put is like a hotel!). Basically I think it is emotional blackmail and to frighten and distress BIL to the point where we will step in! They have SAID they have no other places available at the moment.
    I don't understand NHS continuing care but I presume this is what has been stopped?
  • 8dayweek
    8dayweek Posts: 250 Forumite
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    Yes sounds like NHS continuing healthcare has been stopped, so his Care is now back to being funded by Social Care. As far as I’m aware, he should have a new financial assessment and will be expected to use his income / benefits towards this - are you sure your parents haven’t misunderstood? He won’t be left much (I think it’s about £30ish per week) after his costs, but in theory he’ll have no other meaningful outgoings or household bills etc. 
  • lpa2025
    lpa2025 Posts: 7 Forumite
    First Post
    Is he in receipt of a state or private pension ?
    If he is I believe most of this can go towards care fees
    Yes most of his income will be used with a small weekly allowance
    He is 65 and was on ESA & PIP. He had carers 4 times a day. Council have been supposedly trying to find him a suitable bungalow for last few years. House had upstairs bathroom so before care home had not had a shower in 3 years. Only offered him one bungalow which was not suitable for a wheelchair.
    He has survived too long. They expected him to die.
    If he moves to standard care it is just over £1000 a week and his funding will only pay £800 so they want £200 a week from us. He has some savings but we have been told he can't use this for his care fees which is ridiculous. If that is his choice surely he should be allowed to used it for that.
  • lpa2025
    lpa2025 Posts: 7 Forumite
    First Post
    peteuk said:
    He has £14K in savings…why isn’t that being used to top up his care needs.  You have LPA so can make that happen.
    elsien said:
    peteuk said:
    He has £14K in savings…why isn’t that being used to top up his care needs.  You have LPA so can make that happen.
    Because the law says that once you drop below 14250 you cannot use that money to pay for your own care fees. Between 14250 and 23250 you pay a proportion. Over 23250 you are fully self funding. 

    You need to bear in mind that the general public many of who would quite like to leave their money to their children/inherit it their parent’s money have been pushing for higher limits. 
    Yes, we estimated that he would have about £40 a week to pay. He is estranged from his children so would happily self-fund the extra.
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