Unusual £800+ Debit Transaction – Fraud, Impulse Spending, or System Error?

born_again

visidigi said:

born_again said:

visidigi said:

Does this sound like a skimming and pin videoing type scam to anyone else? It might explain the delay/conflict in the event happening. Somewhere its used, skimmed and video of the pin captured.....then re-imaged and rerun, to the powers that be it would look like a genuine pin and chip transaction no?

No because they would need to produce a card with a chip in (never see any in all my time) Systems show when a chip is read. Which is how counterfeit cards are picked up.


 The retailer is the same business as the initial post on this chain refers to

Which was questioned as to was it correct. So please confirm who it is.

If a company goes bust, then any terminal's go back to supplier. They are supposed to be wiped clear of details, but has been know for them not to & transactions show under old details, although it is a genuine transaction to another retailer.

Does the system differentiate between card chip read and swiped transaction?

Yes.
It  can tell between, swipe, chip no pin, chip read (PIN) & card not present.