We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Salary sacrifice...income levels & Carers allowance
Options

Rodders2409
Posts: 182 Forumite

Hello all,
I'm a full time carer for my better half who has a longterm terminal condition, similar to MND. I've been a carer for 5yrs and have an opportunity to work part-time for my previous business.
The work would be sporadic but on average I could possibly earn £1500 per month. Made up of some weeks at zero income and others with more....some months might be zero too, dependent on carer responsibilities.
Initially I understood that carers allowance was not means tested but now know its not quite that.
Questions...
If I'm on a zero hrs contract and earn 1500 pm, then would I'd almost certainly lose my allowance?
Could I mitigate the impact by salary sacrifice a large element of the income, to bring me below the weekly threshold.
Is there a way of me mak8ng this work?
I'm a full time carer for my better half who has a longterm terminal condition, similar to MND. I've been a carer for 5yrs and have an opportunity to work part-time for my previous business.
The work would be sporadic but on average I could possibly earn £1500 per month. Made up of some weeks at zero income and others with more....some months might be zero too, dependent on carer responsibilities.
Initially I understood that carers allowance was not means tested but now know its not quite that.
Questions...
If I'm on a zero hrs contract and earn 1500 pm, then would I'd almost certainly lose my allowance?
Could I mitigate the impact by salary sacrifice a large element of the income, to bring me below the weekly threshold.
Is there a way of me mak8ng this work?
0
Comments
-
Rodders2409 said:Hello all,
I'm a full time carer for my better half who has a longterm terminal condition, similar to MND. I've been a carer for 5yrs and have an opportunity to work part-time for my previous business.
The work would be sporadic but on average I could possibly earn £1500 per month. Made up of some weeks at zero income and others with more....some months might be zero too, dependent on carer responsibilities.
Initially I understood that carers allowance was not means tested but now know its not quite that.
Questions...
If I'm on a zero hrs contract and earn 1500 pm, then would I'd almost certainly lose my allowance?
Could I mitigate the impact by salary sacrifice a large element of the income, to bring me below the weekly threshold.
Is there a way of me mak8ng this work?0 -
You can't salary sacrifice below national minimum wage. So assume you have to take home NMW how does that effect your allowance.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards