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Salary sacrifice...income levels & Carers allowance

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Hello all,

I'm a full time carer for my better half who has a longterm terminal condition, similar to MND. I've been a carer for 5yrs and have an opportunity to work part-time for my previous business. 

The work would be sporadic but on average I could possibly earn £1500 per month. Made up of some weeks at zero income and others with more....some months might be zero too, dependent on carer responsibilities.

Initially I understood that carers allowance was not means tested but now know its not quite that.

Questions...

If I'm on a zero hrs contract and earn 1500 pm, then would I'd almost certainly lose my allowance?

Could I mitigate the impact by salary sacrifice a large element of the income, to bring me below the weekly threshold.

Is there a way of me mak8ng this work?

Comments

  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 17,662 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Hello all,

    I'm a full time carer for my better half who has a longterm terminal condition, similar to MND. I've been a carer for 5yrs and have an opportunity to work part-time for my previous business. 

    The work would be sporadic but on average I could possibly earn £1500 per month. Made up of some weeks at zero income and others with more....some months might be zero too, dependent on carer responsibilities.

    Initially I understood that carers allowance was not means tested but now know its not quite that.

    Questions...

    If I'm on a zero hrs contract and earn 1500 pm, then would I'd almost certainly lose my allowance?

    Could I mitigate the impact by salary sacrifice a large element of the income, to bring me below the weekly threshold.

    Is there a way of me mak8ng this work?
    Are you forgetting NMW rules?
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You can't salary sacrifice below national minimum wage. So assume you have to take home NMW how does that effect your allowance.
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