Reducing savings to avoid paying for care.

Albermarle

Clowance said:

and a smaller percentage live at home with 24 hour care, which is probably even more expensive than care home.

Its a gamble and none of us know where we will end up when very old. 

I think if the LA are paying, then they will want you go into a care home rather than paying for 24 hour care at home.
If you are paying for yourself then it your choice.

Nebulous2

JGB1955 said:

missile said:

What percentage of people actually end up in care homes?

Less than 2.5% according to the ONS.  

Older people living in care homes in 2021 and changes since 2011 - Office for National Statistics

2.5% is the percentage of older people in care homes at that point in time. 

Figures for totals are harder to come by - but it is something like 30% of people who end up in a care home. 

Albermarle

Nebulous2 said:

JGB1955 said:

missile said:

What percentage of people actually end up in care homes?

Less than 2.5% according to the ONS.  

Older people living in care homes in 2021 and changes since 2011 - Office for National Statistics

2.5% is the percentage of older people in care homes at that point in time. 

Figures for totals are harder to come by - but it is something like 30% of people who end up in a care home. 

Yes the statistics can be presented in different ways ( like politicians do) . I think the 30% relates to people over a certain age ( 80?), whereas only a minority of people survive into their 80’s.

Brie

Albermarle said:

Clowance said:

and a smaller percentage live at home with 24 hour care, which is probably even more expensive than care home.

Its a gamble and none of us know where we will end up when very old. 

I think if the LA are paying, then they will want you go into a care home rather than paying for 24 hour care at home.
If you are paying for yourself then it your choice.

Yes - from my experience the preference is intermittent care at home (i.e. someone for 15 minutes  4 times a day), then a care home.  With our council 24 hour care at home wasn't even remotely an option - unless it was being done by family who obviously were not being paid. 

Murphybear

Albermarle said:

Nebulous2 said:

JGB1955 said:

missile said:

What percentage of people actually end up in care homes?

Less than 2.5% according to the ONS.  

Older people living in care homes in 2021 and changes since 2011 - Office for National Statistics

2.5% is the percentage of older people in care homes at that point in time. 

Figures for totals are harder to come by - but it is something like 30% of people who end up in a care home. 

Yes the statistics can be presented in different ways ( like politicians do) . I think the 30% relates to people over a certain age ( 80?), whereas only a minority of people survive into their 80’s.

I had a look round a care home recently, nearly everyone I saw was in their 80s

QrizB

Just to pick up on this point:

Albermarle said:

... only a minority of people survive into their 80’s.

It does depend on exactly what you're measuring, but average life expectancy in the UK is over 80.

This suggests that more people make it to 80 than don't, ie. a majority of people survive into their 80s.

See this figure for example, showing life expectancy at birth for males and females for each year of birth since 1840 or so:

This shows that women born from about 1950, and men born from about 1970, have an average life expectancy at birth of 80+

Chart taken from https://www.gov.uk/government/publications/mortality-insights-from-gad-december-2024/mortality-insights-from-gad-december-2024

Pollycat

Murphybear said:

Albermarle said:

Nebulous2 said:

JGB1955 said:

missile said:

What percentage of people actually end up in care homes?

Less than 2.5% according to the ONS.  

Older people living in care homes in 2021 and changes since 2011 - Office for National Statistics

2.5% is the percentage of older people in care homes at that point in time. 

Figures for totals are harder to come by - but it is something like 30% of people who end up in a care home. 

Yes the statistics can be presented in different ways ( like politicians do) . I think the 30% relates to people over a certain age ( 80?), whereas only a minority of people survive into their 80’s.

I had a look round a care home recently, nearly everyone I saw was in their 80s

It's a 6 month old thread.

The OP posted twice and hasn't logged back onto MSE for 6 months.

VickLad

 An older question so only posting this as it may be helpful to other readers.  Have a look at the 'Decent Homes' standard.  It suggests Kitchens older than 20 years and bathrooms older than 30 years should be updated, it also includes many other elements that could be included.  

Its been applied in public sector rented housing since 2000 but I don't see how a local authority could argue against this kind of expenditure as its the standard that should be maintained in their own Local Authority or transferred housing stock.  It arguably would also help maintain living in ones own homes for longer.  

If care is delivered as part of Local Authority Assessed Care Package even though you may be paying for it yourself, then living conditions and need for adaptations such as walk in showers should have been included.