PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Indemnity insurance

I just sold my house and found out that we don't have an end certificate on an extension  completed 7 years ago. I now applied and they are saying that trays should have been put into the bricks joining the extension to existing house. However we have two windows just above the extension. Now we need to get indemnity insurance. To cover the fact that we can't get end certificate.

Comments

  • grumpy_codger
    grumpy_codger Posts: 697 Forumite
    500 Posts Name Dropper Photogenic
    edited 14 April at 7:51PM
    I just sold my house and found out that we don't have an end certificate on an extension  completed 7 years ago.
    Have you really sold it or are in the process of selling?
    I now applied and they are saying that trays should have been put into the bricks joining the extension to existing house. However we have two windows just above the extension.

    I don't understand what this means. Trays are normally put into the cavity above the windows.
    Now we need to get indemnity insurance. To cover the fact that we can't get end certificate.
    What costs is this insurance is supposed to cover and in what event?

  • MattMattMattUK
    MattMattMattUK Posts: 10,754 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    I now applied and they are saying that trays should have been put into the bricks joining the extension to existing house. However we have two windows just above the extension.
    I don't understand what this means. Trays are normally put into the cavity above the windows.
    I am wondering if they mean ties?
  • Cavity trays?
  • user1977
    user1977 Posts: 17,343 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 14 April at 8:57PM
    I just sold my house and found out that we don't have an end certificate on an extension  completed 7 years ago. I now applied and they are saying that trays should have been put into the bricks joining the extension to existing house. However we have two windows just above the extension. Now we need to get indemnity insurance. To cover the fact that we can't get end certificate.

    If you mean you've already been in touch with building control and they've pointed out things which need fixed, then no, indemnity insurance isn't going to be a solution. Insurance isn't going to cover things which you've recently tipped off the council about.

    Isn't your solicitor guiding you through this?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.