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Santander payee account.

Bob2000
Bob2000 Posts: 237 Forumite
100 Posts Name Dropper Photogenic
edited 14 April at 9:59AM in Budgeting & bank accounts
Good morning. 
Another question for another day.

I transferred my second Natwest account earlier this year to Santander to receive  the £150 switch offer, which l received on Saturday.
Today, l transferred  the switch cash to my main account (not Natwest), which was set up when l used it to fund  the £1500 in to Santander being one of the terms to get the swich bonus.

When making the transfer, l noticed that my RBS account  was on the Santander online portal. How are my bank details there when l never used RBS to set up??

I know Natwest is connected  to RBS, but surely  if any account  should be there, it's the original  Natwest  account?

I'm just curious 🤔 

Comments

  • born_again
    born_again Posts: 19,584 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    If you had made a payment to RBS from the switched acc (Nat West) then these details are passed across as part of the switching process.
    Life in the slow lane
  • Zanderman
    Zanderman Posts: 4,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    As born_again says, any existing payment arrangements will be switched, so it's nothing to do with NatWest being connected to RBS, it's just that your original account had, at some point in the past, made a payment to your RBS account.
  • Bob2000
    Bob2000 Posts: 237 Forumite
    100 Posts Name Dropper Photogenic
    edited 15 April at 9:57AM
    If you had made a payment to RBS from the switched acc (Nat West) then these details are passed across as part of the switching process.
    Zanderman said:
    As born_again says, any existing payment arrangements will be switched, so it's nothing to do with NatWest being connected to RBS, it's just that your original account had, at some point in the past, made a payment to your RBS account.
    The Natwest  account had nothing in it from anywhere  l opened  it got the card and PIN then switched it away to Santander. 
    It was a virgin  account.(untouched  not virgin the bank).

    It's not a big issue to me just was wondering. 
    Thank you both for the explanation even though l'm  still puzzled.
  • Zanderman
    Zanderman Posts: 4,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 April at 8:56PM
    Bob2000 said:
    If you had made a payment to RBS from the switched acc (Nat West) then these details are passed across as part of the switching process.
    Zanderman said:
    As born_again says, any existing payment arrangements will be switched, so it's nothing to do with NatWest being connected to RBS, it's just that your original account had, at some point in the past, made a payment to your RBS account.
    The Natwest  account had nothing in it from anywhere  l opened  it got the card and PIN then switched it away to Santander. 
    It was a virgin  account.

    It's not a big issue to me just was wondering. 
    Thank you both for the explanation even though l'm  still puzzled.
    If it was a virgin account before it was NatWest the RBS payee link may originally be from that virgin account. It has to be from one of the previous accounts, it can't just appear.
  • Bob2000
    Bob2000 Posts: 237 Forumite
    100 Posts Name Dropper Photogenic
    edited 15 April at 10:05AM
    Zanderman said:
    Bob2000 said:
    If you had made a payment to RBS from the switched acc (Nat West) then these details are passed across as part of the switching process.
    Zanderman said:
    As born_again says, any existing payment arrangements will be switched, so it's nothing to do with NatWest being connected to RBS, it's just that your original account had, at some point in the past, made a payment to your RBS account.
    The Natwest  account had nothing in it from anywhere  l opened  it got the card and PIN then switched it away to Santander. 
    It was a virgin  account.

    It's not a big issue to me just was wondering. 
    Thank you both for the explanation even though l'm  still puzzled.
    If it was a virgin account before it was NatWest the RBS payee link may originally be from that virgin account. It has to be from one of the previous accounts, it can't just appear.
    Just for clarification, when l mentioned the virgin account, l meant it was nothing in the account. Not virgin the bank. The account  was from Natwest. 

    Well, it one of them mysteries then like the Bermuda  triangle or Loch  Ness  Monster.

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