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Query about debt and PRA
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@sourcrates, thanks, so you say just leave it? Don’t even pay the £5? Or just keep paying £5?0
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Walk away, pay nothing, otherwise why did you CCA them?discountdude2025 said:@sourcrates, thanks, so you say just leave it? Don’t even pay the £5? Or just keep paying £5?Why waste your money?Eventually it will become statute barred, paying £5 a month for however long is just pointless.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Please pay nothing, until they come up with some documentation that meets legal requirements.
It may well be statute barred by then, so it's important that you do not acknowledge the debt by payment or in writing.If you've have not made a mistake, you've made nothing0 -
@sourcrates @RAS. Thanks will do, I assume if the do suddenly find documentation that meets the requirement they have to notify me before any court action so I could just start paying them then?
Well their loss, typical money greedy US company0 -
Yes, that's right.discountdude2025 said:@sourcrates @RAS. Thanks will do, I assume if the do suddenly find documentation that meets the requirement they have to notify me before any court action so I could just start paying them then?
Well their loss, typical money greedy US company
10% - Don't pay them 10p!0
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