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Can I afford this apartment?
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How are you factoring in your savings into this (approx £100k if your income/outgoings have been like this for the last five years?)Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0
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In the OP's list of expenses, I think there's quite a bit missing. Apart from the subscriptions, I can't see any entertainment/going out. I can't see any transport costs. A personal vehicle and/or public transport. For me, those add quite a bit per month. I'm sure the OP is living well within their means still, but probably less additional income per month than it first appears.
Why is there £5 a month for a loan?0
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