£5,000 to Learn to Drive? UK Insurance Costs Are a Joke

born_again

EnPointe said:

400ixl said:

Something is not right here. Even adding a 17 year old with a provisional license is likely to be 10% of what you have put. Either the main driver has a bad history and pays a significant policy amount, the named driver has a job that drives a high policy price or the license was put down as a full license which would have a much higher price than a provisional where supervision is required.

Whatever it is, either a mistake has been made or something more to this than being told.

we don't know what the OP does  as a job ? 

we don't know who the  car is currently insured with -  it;s looking / sounding  like the insurer doesn't want new drivers / people who do what the Op does as job ... 

there are some insurers who have some very  odd ideas aobut acceptable or otherwise  jobs 

we laso don;t know  where the OP lives ( just the outbound part of the Postcode please ...  if it's BBn , BDn   or  other  infamopus  postcodes for insurance  ) 

Looking at OP posting history. Shows that the 2 mentioned here are their grandparents. So it is more than possible that OP does not live with them (again from posting history) which could be another factor in the pricing.

sheramber

maybe because I’m originally from Australia and have only been in the UK for 11 years

may be relevant. 

Okell

I only learned to drive at the age of 42(!) and that was 25 years ago.

After I passed my test my wife added me to her insurance policy with no massive increase in premium at all.  Is this a modern problem?

NB - I learned to drive with a driving instructor.  I presume their insurance covered me...

Mildly_Miffed

Okell said:

NB - I learned to drive with a driving instructor.  I presume their insurance covered me...

...but most people want to practice outside lessons in a family member's car...

Emmia

Mildly_Miffed said:

Okell said:

NB - I learned to drive with a driving instructor.  I presume their insurance covered me...

...but most people want to practice outside lessons in a family member's car...

In some countries this isn't allowed.

Okell

Mildly_Miffed said:

Okell said:

NB - I learned to drive with a driving instructor.  I presume their insurance covered me...

...but most people want to practice outside lessons in a family member's car...

Well my wife certainly didn't want the responsibility of supervising me - and why should she* when I could buy driving lessons from an insured instructor who knew how to teach a learner?

The 32 year old OP might want to learn to drive on the cheap by not buying lessons and instead being supervised by an 80 year old, but it would seem to me to make more sense (and be cheaper) for him to do it properly.


*  And I wouldn't want to supervise a family member learner either.  Let them learn properly - and not pick up my bad habits...