Mad to buy VWRP or VUAG for 10 yr horizon in SIPP?

mears1

Really want to take advantage of the current market drop, can anyone recommend a low cost Vanguard investment with the cash (30% of PF)  in my Vanguard Sipp? Going to invest for about 10 years.  This small Sipp is surplus as I have a DB pension and some cash.

 I already hold Global trackers eg VVDVWE & VEVE in 60% of this SIPP

 Would you buy VWRP (over several days), and a bit of VUAG? 

Favouring these funds because they have been mentioned a lot and can buy at live price if the price drops further. But aware, that my Sipp portfolio is very heavy in USA.    Is there something better?

 At the other age range, are there any low cost recommendations, to be held with Iweb ISA for someone in early 20s?

Rt90

If you want a relatively low cost market cap weighted global tracker with no small cap VWRP will do the job very well. Will suit a passive approach.
There is also VAFTGAG if you want to include small cap.

Hoenir

mears1 said:

Really want to take advantage of the current market drop, 

Why? It might drop further yet. 

mears1

Hoenir said:

mears1 said:

Really want to take advantage of the current market drop, 

Why? It might drop further yet. 

When I said Current, I am talking about the Dip rather than just today's price.  I could buy over several days. 

mears1

Rt90 said:

If you want a relatively low cost market cap weighted global tracker with no small cap VWRP will do the job very well. Will suit a passive approach.
There is also VAFTGAG if you want to include small cap.

Thank you, I hadn't considered VAFTGAG but just checked the OGC and it only costs a bit more than VWRP.

k6chris

What other low cost global trackers with less focus on North America large caps??

ChilliBob

Well, there's always EX-US.. Much less focus on us, as in none! 

thunderroad88

mears1 said:

Hoenir said:

mears1 said:

Really want to take advantage of the current market drop, 

Why? It might drop further yet. 

When I said Current, I am talking about the Dip rather than just today's price.  I could buy over several days. 

Of course you can…buy some on the way down, and then go all in with the rest when it bottoms. How will you know when it bottoms? Why,  Hoenir will tell you of course, it’s so easy to call…

Eyeful

If you are in your 20's with such a long time before retirement why are you getting so many different funds?
Why make it complicated.
Why not keepi it simple, just chose a low cost Global Index Tracker Fund or ETF.
This may be of interest to you:
https://www.justetf.com/en/news/etf/msci-vs-ftse-which-etf-provider-is-the-best-index-provider.html

Eyeful

Have you heard of these, or considered them?
https://www.ii.co.uk/ii-accounts/sipp/sipp-investment-ideas/target-retirement-funds

dannybbb

@eyeful would you rate vanguard over these? https://www.hsbc.co.uk/investments/products/hsbc-global-strategy-portfolios/