Pension Credit (Care Home)

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  • HillStreetBlues
    HillStreetBlues Posts: 5,525 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    I had a look at Age UK and one of their fact sheet states
    Note, if your partner receives a means tested benefit, such as Pension
    Credit (PC), and you pass on 50 per cent of a personal, private or
    occupational pension, or annuity to them, this may be counted as income
    when calculating their entitlement. However, Age UK are aware of cases
    where the Pension Service have disregarded the 50 per cent of pension
    passed over for PC purposes. Seek advice if you are unsure whether
    passing on the pension makes sense financially.
    So that's a maybe.
    Having read as much as I could I haven't found anything about it should be classed as her income, a passed on pension / annuity doesn't seem to appear on the list of counted income.
    The issue is they are separate laws and rules. Under Care rules a person can pass on  50% but doesn't mean that under PC rules that is amount is counted. 
    The way forward I feel is to declare everything and if they use the 50% as her income get an MR/Appeal.

    Let's Be Careful Out There
  • HillStreetBlues
    HillStreetBlues Posts: 5,525 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    On-line claim on the 8th April award letter 12th April, shocked how quick it was.
    With the issue of husband's 50% private pension, there is no way to declare it.
    The question is asks about "your private pensions"  which it isn't.
    Let's Be Careful Out There
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