Letter of Claim

intheblack_sheep

ManyWays said:

sourcrates said:

@ManyWays

What`s incomplete about it?

Box C seems to just be a label, nothing in there to tick, unless I am misreading this? 

Box C is meant to be as shown here

sourcrates

Probably a photocopy error, good pick up though @ManyWays

presario05

sourcrates said:

@ManyWays

What`s incomplete about it?

Doesn't tell my what box C is that i would be ticking on the paperwork 

presario05

ManyWays said:

presario05 said:

So, if I do the as mentioned above do I also ask for a cca? 

Yes, also complete Box I and ask for the CCA agreement. 

Today received a text message from them, saying call to discuss.  I find this strange as if they have all info on me and sent a letter of claim, and yet leaving messages for me to call them.   Do they really have anything on me??

I'm thinking to just send a cca request.  Please be honest and tell me what you would do?  But if I'd sent that letter, I would not be sending text messages to to call to discuss account 🙄 

sourcrates

You do not respond to a letter before claim, by sending a CCA request, you must fill in the form appropriately and return it within 30 days or you will receive a claim form next.

presario05

sourcrates said:

You do not respond to a letter before claim, by sending a CCA request, you must fill in the form appropriately and return it within 30 days or you will receive a claim form next.

So I return ticking box C   and    I  but again I ask for copy CCA?

Why would they text also though when sent this letter ???

sourcrates

presario05 said:

sourcrates said:

You do not respond to a letter before claim, by sending a CCA request, you must fill in the form appropriately and return it within 30 days or you will receive a claim form next.

So I return ticking box C   and    I  but again I ask for copy CCA?

Why would they text also though when sent this letter ???

Computer generated collection activity.

Its not a "they" its an "it", they likely want to get you to agree to something that takes away your statutory rights without completing the LBA, then you might find a claim against you anyway.

ManyWays

So I return ticking box C   and    I  but again I ask for copy CCA?
yes, as @fatbelly said " Tick Box C and I and ask for everything."
That "everything" you ask for in Box I includes the CCA agreement. 

I never think there is much point in wondering about why a creditor is doing something. 

presario05

My husband is staying do not sign the form.  He says just print name only as thinks these could then copy and use my signature.

sourcrates

presario05 said:

My husband is staying do not sign the form.  He says just print name only as thinks these could then copy and use my signature.

For what purpose?

What use is your signature to anyone?

Its already been said that copy credit agreements are not required to be signed in order to be valid.

There are a lot of paranoid points of view circulating on the internet, best to stick to the common sense approach.