Monzo Flex

Digital_Payback

Can anyone with a Monzo Flex card clarify this for me. 

Does Monzo report Monzo Flex usage to the credit reference agencies just like a regular credit card if paid in full?
If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later. 

If the latter, does that affect a credit score?

m-holland

"Does Monzo report Monzo Flex usage to the credit reference agencies just like a regular credit card if paid in full?"

Yes

"If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later."

No

Edit: I dont know if Monzo report to all three credit agencies or not. I know they report to TransUnion

Digital_Payback

m-holland, thank you for that prompt response and clarification. Appreciated.