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Monzo Flex

Can anyone with a Monzo Flex card clarify this for me. 
Does Monzo report Monzo Flex usage to the credit reference agencies just like a regular credit card if paid in full?
If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later. 
If the latter, does that affect a credit score?
Digital Payback

The National Lottery : A tax on those who aren’t good at maths.

Comments

  • m-holland
    m-holland Posts: 223 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    edited 5 April at 7:49AM
    "Does Monzo report Monzo Flex usage to the credit reference agencies just like a regular credit card if paid in full?"

    Yes

    "
    If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later."

    No

    Edit: I dont know if Monzo report to all three credit agencies or not. I know they report to TransUnion
  • Digital_Payback
    Digital_Payback Posts: 208 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    m-holland, thank you for that prompt response and clarification. Appreciated. 

    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
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