We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
The Forum is currently experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Monzo Flex

Digital_Payback
Posts: 153 Forumite


in Credit cards
Can anyone with a Monzo Flex card clarify this for me.
Does Monzo report Monzo Flex usage to the credit reference agencies just like a regular credit card if paid in full?
If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later.
If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later.
If the latter, does that affect a credit score?
Digital Payback
The National Lottery : A tax on those who aren’t good at maths.
The National Lottery : A tax on those who aren’t good at maths.
0
Comments
-
"Does Monzo report Monzo Flex usage to the credit reference agencies just like a regular credit card if paid in full?"
Yes
"If you choose to pay interest free for 3 months, is it reported as Buy Now, Pay Later."
No
Edit: I dont know if Monzo report to all three credit agencies or not. I know they report to TransUnion1 -
m-holland, thank you for that prompt response and clarification. Appreciated.
Digital Payback
The National Lottery : A tax on those who aren’t good at maths.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.5K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.5K Work, Benefits & Business
- 598.2K Mortgages, Homes & Bills
- 176.7K Life & Family
- 256.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards