Universal Credit Review with money over the 6k Threshold

born_again

Yesterwynde21 said:

It seems like its going to take years to pay back via reduced Universal Credit payments, and as a carer for an elderly family member I have no idea how long that will be.

Am I able to pay money back whilst still on Universal Credit? Or could I leave Universal Credit just to pay it back in one lump?

Just wait & see what they say. Before doing anything.

NedS

Yesterwynde21 said:

It seems like its going to take years to pay back via reduced Universal Credit payments, and as a carer for an elderly family member I have no idea how long that will be.

Am I able to pay money back whilst still on Universal Credit? Or could I leave Universal Credit just to pay it back in one lump?

If you do have an overpayment, they will offer you the option to make a lump sum repayment or to deduct monthly from ongoing UC payments. If your UC were to stop, the debt would be passed to debt management, and they would arrange repayment terms with you, again either lump sum or ongoing direct debit options.

But you just need to sit tight for now and wait for DWP to determine if any overpayment has occurred, and how much it may be.

Yesterwynde21

NedS said:

Yesterwynde21 said:

It seems like its going to take years to pay back via reduced Universal Credit payments, and as a carer for an elderly family member I have no idea how long that will be.

Am I able to pay money back whilst still on Universal Credit? Or could I leave Universal Credit just to pay it back in one lump?

If you do have an overpayment, they will offer you the option to make a lump sum repayment or to deduct monthly from ongoing UC payments. If your UC were to stop, the debt would be passed to debt management, and they would arrange repayment terms with you, again either lump sum or ongoing direct debit options.

But you just need to sit tight for now and wait for DWP to determine if any overpayment has occurred, and how much it may be.

Oh thanks, a lump repayment would make a lot of sense for my situation, I’m hoping that will be offered as well with monthly deductions because the overpayment is fairly big.