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BW Legal Letter of Claim - HELP NEEDED

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Hi all,

I’ve received a letter before claim from BW Legal in regards to a parking fine from February 2023, the client is Smart Parking LTD. This fine was in a vehicle that my ex partner got me to get out for him on finance so I was the registered keeper however I was never insured on the vehicle at any time, it was his car that he used although I was the registered keeper.

My ex partner at the time told me to ignore it when I got the first letter and stupidly I did.

That brings me to now, I’ve received this letter before claim and I am not in a position at all to pay the £170 they’re demanding. My ex partner left me with various debts in my name and in a bad financial position.

I have until 20th April to contact them before they proceed to the litigation process where a County Court Claim may be issued without further notice. They have offered me a pre-approved instalment plan of £57.50 a month until this is paid off but I don't even have that as I'm paying off more parking fines that he got out from that car.

Is there anything I can do at this stage or will I have pay? (I’m currently paying 3 others from my ex partner doing this).


Comments

  • Nellymoser
    Nellymoser Posts: 1,519 Forumite
    1,000 Posts Second Anniversary Name Dropper
    What a lovely ex! 
    Who has the car now you or your ex?
    Do you have address for your ex?
    I think you can name your ex as the driver up till the court claim is filed.

    Have a read of NEWBIES Announcement thread second post Small Claim for more info
  • Gr1pr
    Gr1pr Posts: 8,039 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    edited 3 April at 11:04AM
    Definitely name the driver to Smart Parking,  ASAP,  make them deal with the ex, the driver,  get out of it completely   IMHO, regardless of it being Smart Parking 

    Copy in B W Legal 
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