We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lost paper deeds
Aromatics22
Posts: 1 Newbie
The building society that we took a mortgage out with on the property we already owned were given the title deeds in return for the loan now the loan is complete they are not returning the paper deeds insisting that they don’t have them stating it was done electronically which is absolutely not true does anybody know where we stand ? Where we go from here
0
Comments
-
Is the property registered with the land Reg? If so you dont need the paper deeds.2
-
If the property has been subject to a mortgage since 1990 the deed documents will indeed all be held electronically. There is no need for the paper deeds, but you can apply to the Land Registry to see if they have copies on file.0
-
Have you checked what is shown at the Land Registry? Everything is stored electronically these days - physical deeds are a dinosaur.#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3660
-
The Land Registry cost nothing to check, and as long as you use the gov.uk site, you can get a copy for £7If you've have not made a mistake, you've made nothing0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards