Pet Insurance: 8 weeks old & pre-existing before managed to insure

Prinnystaf123

Hi everyone, 
really need some help and advice.

i bought a puppy from a terrible breeder because I couldn’t just leave them there. They were being sick pink and therefore I had to take them to the vets straight away (the same day).

they have noticed he has an eye problem and I haven’t managed to sort his insurance - the vets have now wrote this in his records and I can’t get any insurance to cover me. 

He is 8 weeks old and I’m at a loss of what to do.
i asked and pleaded with the vet not to put it on the record until the next time i go to the vets so it would be covered by insurance. They said no.

the eye operation is looking at over £2000. 

I’m DEVASTATED.
please help and advise 

sheramber

Not much you can do, I amafraid.

You asked your vet to commit fraud and he rightly did not agree.

A new insurance policy has a 3 or 4 week exclusion period to avoid people insuring after they discover a problem.

So you  probobly wouldn't have been covered anyway.


If you do not have asvings to pay for the operation you need to consider if you can borrow the money, use a credit card.

If you are on benefits you could investigate if Blue Cross or PDSA support is   possible.

You can try a Gofund me appeal.

While eye problems  and possible any gastrointestinal issues  will be excluded you will be able to get insurance excluding these. So would be covered for other illnesses or conditions.

Mnoee

Please report the breeder to the RSPCA by calling 03001234999. 

Please inform your local council, who can investigate. 

sammyjammy

Mnoee said:

Please report the breeder to the RSPCA by calling 03001234999. 

Please inform your local council, who can investigate. 

^^^ this, you've just lined the pockets of a poor breeder, report them quickly.  You can also report to the organisation of the breed if there was any kind of link/implied link or The Kennel Club etc.

Murphybear

I’m assuming pet insurance is the same as human health insurance, you won’t be covered for any pre-existing conditions