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Pet Insurance: 8 weeks old & pre-existing before managed to insure

Hi everyone, 
really need some help and advice.

i bought a puppy from a terrible breeder because I couldn’t just leave them there. They were being sick pink and therefore I had to take them to the vets straight away (the same day).

they have noticed he has an eye problem and I haven’t managed to sort his insurance - the vets have now wrote this in his records and I can’t get any insurance to cover me. 

He is 8 weeks old and I’m at a loss of what to do.
i asked and pleaded with the vet not to put it on the record until the next time i go to the vets so it would be covered by insurance. They said no.

the eye operation is looking at over £2000. 

I’m DEVASTATED.
please help and advise 

Comments

  • sheramber
    sheramber Posts: 23,113 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Not much you can do, I amafraid.

    You asked your vet to commit fraud and he rightly did not agree.

    A new insurance policy has a 3 or 4 week exclusion period to avoid people insuring after they discover a problem.

    So you  probobly wouldn't have been covered anyway.


    If you do not have asvings to pay for the operation you need to consider if you can borrow the money, use a credit card.

    If you are on benefits you could investigate if Blue Cross or PDSA support is   possible.

    You can try a Gofund me appeal.

    While eye problems  and possible any gastrointestinal issues  will be excluded you will be able to get insurance excluding these. So would be covered for other illnesses or conditions.

  • sammyjammy
    sammyjammy Posts: 7,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mnoee said:
    Please report the breeder to the RSPCA by calling 03001234999. 

    Please inform your local council, who can investigate. 
    ^^^ this, you've just lined the pockets of a poor breeder, report them quickly.  You can also report to the organisation of the breed if there was any kind of link/implied link or The Kennel Club etc.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • Murphybear
    Murphybear Posts: 8,084 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I’m assuming pet insurance is the same as human health insurance, you won’t be covered for any pre-existing conditions 
  • im sorry but buying from a puppy mill whatever your intentions is the reason why they will carry on breeding!

    Please report, report, report
    On a mission to be mortgage free asap
    Sept 2023 65,000, June 2024 61,992
  • elsien
    elsien Posts: 36,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This thread is from April. I am presuming the OP has decided what to do about the issue by now. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
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