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S75 protection with a credit card and gift card

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Comments

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    And which monitor is it?
  • CliveOfIndia
    CliveOfIndia Posts: 2,623 Forumite
    1,000 Posts Second Anniversary Name Dropper
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!

    My thoughts exactly !

    OP, which retailer is it?  If you let us know we can have a quick look at their website, see if there are any obvious red flags.  Or it may be that some of the regulars on here have used them before and can give you a definite steer one way or the other.
  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!
    It's certainly expensive - but it's a very high spec high end monitor for 'creative' production. And it's 3 for that price. Competitor products would run me between 6 and 15k, so good value relative to the market.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    And which monitor is it?
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!

    My thoughts exactly !

    OP, which retailer is it?  If you let us know we can have a quick look at their website, see if there are any obvious red flags.  Or it may be that some of the regulars on here have used them before and can give you a definite steer one way or the other.
    Thanks for offering - I'm confident the retailer is legitimate as they seem to be very well regarded across a wide range of my 'trusted' online sources. It's just that I tend to overthink things and always plan to be prepared in case of the worst.

    I'd rather not share specifics of the monitor and or the retailer, just to maintain anonymity - though I recognise I'm likely overthinking there as well.

    I do appreciate everyone's help though, and am now confident it's fine to use a gift card re S75 with a CC. Thank you
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • eskbanker
    eskbanker Posts: 37,923 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!
    It's certainly expensive - but it's a very high spec high end monitor for 'creative' production. And it's 3 for that price. Competitor products would run me between 6 and 15k, so good value relative to the market.
    Conscious that this is quite a digression from the original s75 enquiry, but at the risk of stating the obvious, something being (relatively) cheap doesn't mean that it's good value as such - with most things you get what you pay for, so buying a product where competitors are between two and five times the price might not signify that you're getting a bargain but could just mean an inferior product if you're in a heavily quality-oriented market?
  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    eskbanker said:
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!
    It's certainly expensive - but it's a very high spec high end monitor for 'creative' production. And it's 3 for that price. Competitor products would run me between 6 and 15k, so good value relative to the market.
    Conscious that this is quite a digression from the original s75 enquiry, but at the risk of stating the obvious, something being (relatively) cheap doesn't mean that it's good value as such - with most things you get what you pay for, so buying a product where competitors are between two and five times the price might not signify that you're getting a bargain but could just mean an inferior product if you're in a heavily quality-oriented market?
    Thanks for flagging - it is a good point.

    The competitor products are basically the Apple displays, so really the reason it's so much cheaper is basically that it doesn't have the 'Apple' name on it (and it's not metal and glass etc. but I digress). So hopefully all fine. The display itself has very good reviews, and I know of the brand and they are respected so fingers crossed it is all good. As I said in another post, it's just really a case of overthinking - very expensive purchases, and they should last a long time. The S75 is purely to help ensure this is the case (in the sense that if something is wrong and the retailer won't assist, within the bounds of the S75 process, I'm not just left with no solution).
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    eskbanker said:
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!
    It's certainly expensive - but it's a very high spec high end monitor for 'creative' production. And it's 3 for that price. Competitor products would run me between 6 and 15k, so good value relative to the market.
    Conscious that this is quite a digression from the original s75 enquiry, but at the risk of stating the obvious, something being (relatively) cheap doesn't mean that it's good value as such - with most things you get what you pay for, so buying a product where competitors are between two and five times the price might not signify that you're getting a bargain but could just mean an inferior product if you're in a heavily quality-oriented market?
    Thanks for flagging - it is a good point.

    The competitor products are basically the Apple displays, so really the reason it's so much cheaper is basically that it doesn't have the 'Apple' name on it 
    If you think that then your knowledge on displays is even lower than your knowledge on S75. The Pro Display XDR is incredibly expensive but there are very few monitors that come close to its capabilities and most that do are very similar prices, and if in similar materials some are more expensive. 

    Do the majority of people need the Pro Display? Absolutely not. Would I buy one? No. Can you get 90% of the performance for half the price or less? Yes, this is the rule of diminishing returns. Has the Apple logo on the front got anything to do with the price? Almost none. 

    These threads get boring. Look at a like for like from Dell or Samsung etc (no equivalents exist with them for the above monitor), match the size, weight and materials and they are often very similar price or more expensive than Apple. The key difference is that Apple dont offer a bulky plastic version of their devices with a quarter of the battery life.
  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    eskbanker said:
    eskbanker said:
    ForumUser7 said:
    that monitor is the only one that has the required specification without being extortionate
    Out of idle curiosity, what would you consider to be an extortionate price for a monitor?!
    It's certainly expensive - but it's a very high spec high end monitor for 'creative' production. And it's 3 for that price. Competitor products would run me between 6 and 15k, so good value relative to the market.
    Conscious that this is quite a digression from the original s75 enquiry, but at the risk of stating the obvious, something being (relatively) cheap doesn't mean that it's good value as such - with most things you get what you pay for, so buying a product where competitors are between two and five times the price might not signify that you're getting a bargain but could just mean an inferior product if you're in a heavily quality-oriented market?
    Thanks for flagging - it is a good point.

    The competitor products are basically the Apple displays, so really the reason it's so much cheaper is basically that it doesn't have the 'Apple' name on it 
    If you think that then your knowledge on displays is even lower than your knowledge on S75. The Pro Display XDR is incredibly expensive but there are very few monitors that come close to its capabilities and most that do are very similar prices, and if in similar materials some are more expensive. 

    Do the majority of people need the Pro Display? Absolutely not. Would I buy one? No. Can you get 90% of the performance for half the price or less? Yes, this is the rule of diminishing returns. Has the Apple logo on the front got anything to do with the price? Almost none. 

    These threads get boring. Look at a like for like from Dell or Samsung etc (no equivalents exist with them for the above monitor), match the size, weight and materials and they are often very similar price or more expensive than Apple. The key difference is that Apple dont offer a bulky plastic version of their devices with a quarter of the battery life.
    Apple Displays are fantastic quality and I'm not disputing that. I would love to get it, but it's far too expensive.

    I'm not saying that the apple logo has anything to do with the price - solely that they go overboard with aesthetics (I do love it, but it adds a lot to the price) to the extent that it becomes very very premium and very expensive, because it is an Apple product. It is factually a hallmark of Apple products that they are (generally) fantastic products, with fantastic capabilities - but there are also many things they add that aren't necessary that drive up the price (for example camera and speakers on the studio display). The 90% of performance for less than half the price is the key point for me on this.

    The monitor I've ordered I'm happy with. I came to the forum for advice on the S75 process, not on the display - as I do actually have good knowledge on those. The point of the forum is to provide support to those with queries without admonishing their knowledge on processes which can actually be quite complex. I believed it would be fine with the gift card anyway, I was just coming to those who were more knowledgeable than me on those processes to confirm.

    If you find the thread boring, I can only apologise. You kindly answered my question in the first reply to the thread, and I considered it resolved at that point. Any further comments from myself have only been replying to those with valid questions, albeit not necessarily linked directly to the query. I suggest we wrap up this one here.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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