esa to universal migration over £16000 savings

HillStreetBlues

TELLIT01 said:

The figures you give total £9004.  If your total savings were over £26000 you would still be over the £16k limit even if they are disregarded.

There is income to consider and also any possible disregarded capital such as CoL payments.

born_again

jasper54 said:

The £5637 was award for pip backpay

Was this on a reassessment of you PIP as per normal timescales?
As 2 PIP back payments in a year apart seems odd.

Did you claim go to tribunal? 

£5K would be going from std to enhanced on both daily & mobility for over a year. 

Spoonie_Turtle

jasper54 said:

Bought the car February this year

That was after the 12 month disregard for your wife's PIP payment ended then.

Spoonie_Turtle

born_again said:

jasper54 said:

The £5637 was award for pip backpay

Was this on a reassessment of you PIP as per normal timescales?
As 2 PIP back payments in a year apart seems odd.

Did you claim go to tribunal? 

£5K would be going from std to enhanced on both daily & mobility for over a year. 

They were not for the same person - one was for OP, one was for their wife.

Spoonie_Turtle

HillStreetBlues said:

TELLIT01 said:

The figures you give total £9004.  If your total savings were over £26000 you would still be over the £16k limit even if they are disregarded.

There is income to consider and also any possible disregarded capital such as CoL payments.

Indeed - I believe the total potential CoL for working age people would be £1850 (if someone were entitled to all of the means-tested benefit-linked ones and disability ones).


Edit: apologies for so many consecutive posts!

8dayweek

How much Capital did ESA think you had? The likelihood is they’ll need all bank statements etc dating back to when you first went over 6k to work out the overpayment, then anything you were paid from the point you went above 16k is entirely an overpayment. 

Council Tax reduction may have entirely separate Savings / Capital thresholds, so you may need to separately provide details to your local Council to recalculate accurately. 

chrischris89

I am acting on behalf of someone who is severely mentally handicapped. There is no way she can hold down any kind of work. She is on PIP, also receives ESA income based. Will her ESA (soon to be transferred to UC) be affected by how she has in savings? 

born_again

Spoonie_Turtle said:

jasper54 said:

Wife’s backpayment pip £5637 2023
my pip award backpayment £1997 June 2024
Severe disability premium £1370 march 2024

Those will all have been disregarded for 12 months at least.  (When did you buy the car?)

The only one I'm uncertain of is the PIP backpay, whether it can be disregarded indefinitely because it's over £5k or if that only applies if there was a certain type of error (not ordinary backpay even if they did initially wrongly deny the claim).

I have asked that question on our claim today, as Mrs got a £5K back pay on her pip review/reassessment.
Asked in journal. Awaiting reply, but got a to do to update account amounts (great as last day of AP) which they have completed. But not replied to my question 🤷‍♀️

KxMx

chrischris89 said:

I am acting on behalf of someone who is severely mentally handicapped. There is no way she can hold down any kind of work. She is on PIP, also receives ESA income based. Will her ESA (soon to be transferred to UC) be affected by how she has in savings? 

Yes. 

Under £6k no deduction
£6-£15,999: £4.35 deducted for every £250 or part thereof over £6k
£16k+: no entitlement to UC.

Very similar to the limits for IR ESA.