Help! What will happen with UC PILON payment

TJ77 · 26 March at 11:59AM

I have posted previously about receiving a pilon payment after resigning my job to be a carer for my daughter. Thanks for previous info, but they are different as I'm not paying tax (under threshold for the year) I was lead to believe I would pay it and then get it back later. Anyway I am very worried going forward about what will happen. Can anyone help?

So I am receiving a loss of office payment (I'm told this isn't taxable so won't count as wages towards UC?) £6000 and then a lieu of notice payment £11411. These are been paid together (see photo).

My husband works, he generally gets £1508 a month, sometimes more as he is paid weekly.

I have attached a statement from UC as well, this is usually what we get on an average month.

We have 3 bank accounts between us, one is on £0, one is -£1000 (overdrawn) and the main account currently has £214 in it.

On Friday we will get husbands wage, £377 (recurring weekly) UC payment £1874 (slightly more than usual as husband has been off sick this month with stress), then Monday we will get the £17015 pilon/out of office payment.

I am so worried, life is incredibly stressful as the reason I am carer for our daughter is she is mentally unwell, life is hell, we are on suicide attempt number 14, horrific self harm and more. Hence husband has also been off with stress. I know I sound like I'm money grabbing , I'm not, I just want to know where I stand going forward because quite honestly it is just another worry I don't need right now.

My concerns/questions are:
*As we will have more than £16000 will the claim close? Or does this not count because £11k is actually wage (pilon)?
*If it doesn't close this month because it classes as wage, will it next month as obviously it won't all be spent?
*If it closes can I reapply in future, I.e. when money runs out or do I have to wait so long to reapply?
*As it is all on wage slip I won't have to notify UC will I? They will know anyway?
*If it doesn't close my account what will happen to my payments?
*I have payments for overpayment of tax credits and an advance taken off my award monthly, what will happen to these, how will I pay them? Will a payment scheme be automatically sorted?

Any help or advice would be really helpful, I'm not expecting you all to have a crystal ball but just anything to put my mind at rest.

Thanks